Compliance Associate – AML/KYC, Financial Services
Emerald Zebra Talent Solutions
Compliance Officer / Money Laundering Reporting Officer
Maintenance of Way Equipment Services
full-time
Posted on:
Origin: • 🇧🇷 Brazil
Visit company websiteJob Level
Mid-LevelSenior
About the role
- Establish and maintain a compliance programme aligned to the AML/CFT Law and SSF/CNAD/BCR rules
- Keep the Firm continuously compliant with registration, ongoing obligations, and prudential/conduct expectations
- Act as primary contact with SSF/CNAD (and BCR where applicable); prepare and submit required compliance/AML returns and ad-hoc notifications
- File STR/SARs to El Salvador’s Unidad de Investigación Financiera (UIF) via goAML, ensuring confidentiality and on-time submission
- Maintain robust controls for AML/CFT, KYC/KYB, ongoing monitoring, and STR/SAR escalation
- Screen against UN sanctions lists (and risk-based OFAC/HMT/EU where relevant)
- Map and audit KYC systems/controls end-to-end; embed FATF and MENAFATF recommendations and recognised guidance (e.g., Wolfsberg, Egmont)
- Run a risk-based monitoring calendar; document findings and drive remediation to keep internal controls effective
- Perform periodic enterprise and AML/CFT risk assessments; brief senior management/Board and escalate to SSF/CNAD/UIF where thresholds are met
- Maintain direct lines to the Board/CEO; present action plans for breaches or audit/exam findings and track closure
- Deliver targeted, role-based training on Salvadoran AML/CFT obligations and regulatory updates
- Draft, review and update the Compliance Manual, AML/CFT Policy and related SOPs
- Oversee onboarding and periodic reviews (natural persons and KYB), ensure EDD for higher-risk relationships and trigger-event reviews
Requirements
- Based in San Salvador or willing to obtain El Salvador residency
- Spanish & English fluency
- 5+ years in compliance/AML/CTF/risk within a regulated fintech/payments/crypto firm
- Experience with SSF-regulated entities or CNAD-registered digital-asset service providers
- Hands-on engagement with SSF and UIF; timely filing of STR/SARs to UIF via goAML
- Familiarity with BCR rules affecting payment flows
- Knowledge of Salvadoran AML/CFT law, UIF instructions, SSF norms/circulars
- Awareness of FATF/MENAFATF standards; sanctions screening against UN (and, where relevant, OFAC/EU/HMT)
- Working knowledge of the Digital Assets Issuance Law and CNAD registration/oversight
- Practical understanding of wallets, on/off-ramps, Travel Rule, and blockchain analytics
- Demonstrable record of owning AML/CTF outcomes, making defensible STR decisions, and escalating to SSF/UIF when thresholds are met
- Comfortable operating in a multi-jurisdiction group (policies, records, outsourcing oversight, data protection)
- Degree in law/finance/compliance preferred
- ACAMS/ICA or crypto-financial crime certifications a plus
