Commercial Credit Manager
M&T Bank
full-time
Posted on:
Location Type: Hybrid
Location: Baltimore • Maryland • United States
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Salary
💰 $184,400 - $307,400 per year
About the role
- Lead a team of credit professionals in evaluating, underwriting, and managing a portfolio of commercial credit relationships
- Ensure adherence to credit policies and maintaining portfolio quality
- Provide independent credit quality assessment of the Bank's largest commercial clients
- Evaluate credit risks and corresponding risk ratings through detailed financial analyses
- Responsible for day-to-day activities of a Commercial Credit team
- Maintain quality of analyses produced and mentor team members
- Meet with clients when appropriate and provide ongoing training to the team
- Identify risk-related issues needing escalation to management
Requirements
- Bachelor’s degree in Accounting, Finance, or related discipline
- 9 years related experience with 3 years work leadership/supervisory experience
- Strong analytical and decision-making abilities
- Excellent communication and interpersonal skills
- Proficiency in financial modeling and risk assessment tools
- Experience with complex credit structures and syndicated loans
- Ability to lead cross-functional teams and manage multiple projects simultaneously
- Familiarity with credit risk rating models and loan / portfolio management systems
- Proficiency in Microsoft Office
Benefits
- Competitive benefits ranging from medical and retirement
- Forty hours of paid volunteer time each year
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
financial modelingrisk assessmentcredit risk rating modelsloan management systemsportfolio management systemscredit underwritingcredit analysiscredit structuressyndicated loans
Soft Skills
analytical abilitiesdecision-makingcommunication skillsinterpersonal skillsleadershipmentoringteam managementproject management