M-KOPA

Data Scientist

• Building and refining credit scoring models that assess customer creditworthiness, default risk, and loan pricing across multiple markets
• Developing and testing ML models for loan eligibility and pricing optimisation through A/B testing and statistical analysis
• Continuously improving eligibility criteria by analysing repayment data, engineering new features, and monitoring credit performance for risk shifts and margin impact
• Collaborating cross-functionally with engineers, data scientists, and commercial stakeholders to scale models into production

M-KOPA

Data Scientist – Credit Eligibility

Data Scientist – Credit Eligibility