Mortgage Loan Processor

Luminate Bank

Mortgage Loan Processor managing documentation and compliance for loan applications while providing excellent service. Collaborating with loan officers and underwriters to ensure timely and accurate processing.

Posted 7/2/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in mortgage loan processing, including reviewing applications, verifying documentation, and ensuring compliance with regulations. Strong communication and organizational skills are essential for effective collaboration with stakeholders and delivering excellent customer service.

Highest-signal resume keywords

Mortgage Loan ProcessingUnderwriting GuidelinesCompliance StandardsMortgage Processing SystemsCustomer Service

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan Application ReviewDocumentation VerificationRisk IdentificationRecord MaintenanceProblem-Solving

Soft Skills

Excellent CommunicationInterpersonal SkillsDetail-OrientedOrganizational Abilities

Tools & Technologies

Loan Origination SystemMicrosoft Office

Industry Keywords

Mortgage ProductsFederal RegulationsState RegulationsInvestor Regulations

About the role

Key responsibilities & impact

Review loan applications for accuracy and completeness
Collect, verify, and analyze supporting documentation (income, assets, credit, title, appraisal, etc.)
Submit complete loan files to underwriting within established timelines
Ensure all conditions are met prior to closing
Act as the primary point of contact for Loan Officers, borrowers, and third-party vendors during the processing stage
Provide clear and timely updates on loan status to all stakeholders
Collaborate with underwriters, closers, and other team members to resolve issues quickly
Ensure adherence to federal, state, and investor regulations, as well as company policies
Maintain accurate records in the loan origination system (LOS)
Identify and escalate potential risks or red flags during the loan review process
Deliver a high level of customer service to both internal and external clients
Guide borrowers through document requirements and answer processing-related questions

Requirements

What you’ll need

Proven experience as a mortgage loan processor or in a similar role
Strong understanding of mortgage products, underwriting guidelines, and compliance standards
Excellent communication and interpersonal skills
Detail-oriented with strong problem-solving and organizational abilities
Proficiency with mortgage processing systems and Microsoft Office
Bachelor’s degree in business, finance, or related field preferred (not required)

Benefits

Comp & perks

Excellent benefits package including health, pre tax HSA, FSA accounts and dental & vision
Life and AD&D Insurance, as well as additional voluntary benefit possibilities
401K with robust company match
Flexible PTO program
Earned Sick & Safe Time (ESST)
The opportunity to work for the Midwest’s fastest growing lender