District Credit Manager

Lowe's Companies, Inc.

District Credit Manager driving Lowe’s home-improvement sales through DIY and Pro Credit products. Coaching store associates and managing credit performance across assigned Arkansas districts.

Posted 8/20/2026full-timeRemote • 🇺🇸 United StatesSeniorLeadWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in executing credit products and driving retail sales through effective relationship management and strategic planning. Proficient in analyzing performance trends and providing coaching to enhance credit-selling behaviors.

Highest-signal resume keywords

Retail Sales ExperienceCredit Product ManagementStrategic PlanningPerformance AnalysisCoaching and Training

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit ApplicationsCredit SalesCredit PenetrationMarket Intelligence AnalysisPerformance Target Achievement

Soft Skills

Relationship BuildingCommunicationProblem SolvingTeam Collaboration

Industry Keywords

Retail OperationsCredit Risk AssessmentPromotional ActivitiesCompliance Support

About the role

Key responsibilities & impact

Execute Lowe’s DIY and Pro Credit products across assigned districts
Grow retail sales through Lowe’s Credit products
Achieve performance targets for credit applications, credit sales, and credit penetration
Build and maintain relationships with store associates, District Managers, district teams, regional field leaders, and business partners
Develop and implement strategic plans with district leadership
Communicate credit performance results
Model effective credit-selling behaviors
Provide hands-on coaching and training to associates
Host weekly calls and participate in store walks
Ensure locations are prepared for promotional activities and new credit initiatives
Collect and communicate credit market intelligence
Analyze local and territory performance trends using company reporting and ad hoc analyses
Identify credit opportunities and emerging risks and recognize performance
Resolve credit issues as necessary
Partner with lending providers to assess business risk, protect Lowe’s reputation, customers, and assets, and support compliance
Escalate, manage, and transparently report control issues

Requirements

What you’ll need

Bachelor’s degree in business, communications, or related field, or equivalent years of experience in lieu of the education requirement, if applicable
7 years of experience in retail operations, sales, or credit
5–7 years of combined experience in retail sales or credit in lieu of degree and experience requirements in sales/credit, as applicable

Benefits

Comp & perks

Exceptional benefits
Opportunities to grow skills