Internal Mortgage Risk Specialist III

LoanCare

Internal Mortgage Risk Specialist III at LoanCare focusing on mortgage risk analysis and compliance audits. Collaborating with management to drive strategic decision-making and risk assessment.

Posted 7/6/2026full-timeRemote • 🇺🇸 United StatesJuniorMid-Level💰 $19 - $29 per hourWebsite

About the role

Key responsibilities & impact

Assemble and summarize data to structure loss analysis template to identify financial status, risks, and controllableversus uncontrollable losses
Analyze all past claims filed to determine possible recoverability, report on identifiable recoverable versus non-recoverable losses
Identify trends, advise internal lines of business, and recommend actions to senior management
Determine in-depth the degree of risk involved
Consult with management to guide and influence long-term and strategic decision making
Explain audit findings and recommend solutions to management
Assist in developing financial models, conduct benchmarking and process analysis
Suggest creative alternatives and recommendations to reduce costs and improve financial performance
Adhere to all state, federal laws, regulations, investor and insurer guidelines
All other duties assigned

Requirements

What you’ll need

High School Diploma or equivalent required.
College degree in Business, Math, English, Legal or equivalent work experience
Knowledge of mortgage banking, familiarity with RESPA, FDCPA, GLBA, and federal and state laws related to foreclosure and bankruptcy processes
2-4 years of experience preferably in a mortgage banking environment
Comprehensive understanding of: FHA Part A and B claim filing, FHA supplemental claim filing, FHA loss mitigation claim filing, VA claim filing and USDA claim filing.
Ability to audit and analyze work outputs by interpreting government agency and department guidelines/standards
Advanced analytical skills, ability to analyze problems and provide the appropriate solution
Strong attention to detail
Ability to analyze data and make recommendations on how to improve trends
Must be highly confidential to protect the client's privacy rights
Word, Excel, Access, Internet, MSP (LPS/Fidelity) application skills
Excellent professional verbal and written communications skills
Ability to meet strict deadlines and take direction from more senior personnel
Proven ability to prioritize workflow during high volumes and within critical time frame
Able to work in a fast paced, multi-faceted environment.

Benefits

Comp & perks

Health & Welfare Coverage: Optional medical, dental, vision, life, and disability insurance
Time Off: Paid holidays, vacation, and sick leave
Retirement & Investment: Fidelity National Financial matching 401(k) and employee stock purchase plans
Wellness Programs: Access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being
Employee Recognition: Programs that celebrate achievements and milestones
Lifestyle & Learning Perks: Enjoy discounts on gym memberships, pet insurance, and employee purchasing programs, plus access to a tuition reimbursement program that supports your continued education and professional growth.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Data AnalysisFinancial ModelingLoss Mitigation Claim FilingClaim Filing ProcessesAudit and Compliance Analysis

Soft Skills

Attention to DetailConfidentialityTime ManagementProblem SolvingAbility to Work Under Pressure