Credit Officer – Banks, Intragroup Sector

Lloyds Banking Group

Credit Officer in Banks sector managing credit risk assessments and supporting new business transactions in Financial Institutions Credit Risk team.

Posted 5/30/2026full-timeLondon • 🇬🇧 United KingdomMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Covering a portfolio of Global Banks and using your insight to incorporate a forward view of horizon risks in your credit papers and discussions with partners.
Supporting new business origination within the FI growth strategy by assessing and shaping live transactions.
Conducting client due diligence meetings.
Proactively contributing to sector strategy and appetite setting, and changes to credit policies and processes.
Building positive relationships to become a trusted business partner for our Coverage and Product colleagues, and helping drive collegiate working across FI Credit.
Taking ownership of data integrity and championing simplification initiatives.

Requirements

What you’ll need

A sound understanding of the credit risk assessment of Banks.
Robust understanding of FI sectors and products, ideally with experience of credit in Banks.
Excellent knowledge of lending and traded products and documentation.
Formal Credit training preferred.
Self-motivated and a strong willingness to learn - able to quickly up-skill in relation to new products, sectors and changes in the external environment.
Strong written and oral communications skills - able to present complexity in an understandable way.
Comfortable with numerical analysis.
Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
Ability to work as a team player in a dynamic and fast-paced work environment, including ability to coordinate multiple work streams and deliver against tight timelines.
Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.

Benefits

Comp & perks

A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares!
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days' holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk assessmentlending productstraded productscredit documentationnumerical analysis

Soft Skills

strong written communicationstrong oral communicationorganizational skillsteam playerrelationship buildinginfluencing skillsnegotiating skillsself-motivatedwillingness to learn

Certifications

formal credit training