Senior Credit Officer – Banks, Intragroup Sector

Lloyds Banking Group

Senior Credit Officer managing Global Banks portfolio including intragroup subsidiaries at Lloyds Banking Group. Collaborating on credit risk assessments and client due diligence meetings in a hybrid working environment.

Posted 5/30/2026full-timeLondon • 🇬🇧 United KingdomSeniorWebsite

About the role

Key responsibilities & impact

Look after our exciting and growing Global Banks portfolio (including our own intragroup subsidiaries).
Make recommendations on complex new transactions, lending/trading limit requests, design sector strategies, policies and processes.
Trusted to take decisions with a sizeable, delegated credit authority.
Lead client due diligence meetings.
Be a role model across FI Credit and build strong relationships with key partners across Coverage and Product teams.
Support and constructively challenge the front line to build a long-term sustainable business.
Mentor and upskill junior members of the team as well as reviewing their submissions to senior sanctioners.
Collaborate on other FI portfolios, such as Insurance, Securitisations, Financial Sponsors and Funds.

Requirements

What you’ll need

Significant experience in the credit risk assessment of Global Banks.
Sound knowledge of sector trends, horizon risks and regulation.
Excellent knowledge of lending and traded products and documentation.
Held senior Credit Authority in past roles.
Led client due diligence meetings.
Formal Credit training preferred.
Track-record in independent decision making and is able to communicate succinctly and efficiently in a clear and unambiguous manner.
Exceptional organisation skills with the ability to juggle multiple requests, prioritise workloads, meet deadlines, as well as having the confidence to flag when you might need help.
Ability to seek out, build and maintain trusting relationships and partnerships with stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
A passion for change, automation and simplification.
A real excitement for supporting and promoting team members ensuring all team members have time for personal development, up-skilling and cross training.

Benefits

Comp & perks

A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares!
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days' holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk assessmentlending productstraded productscredit authorityclient due diligencecredit trainingdecision makingdocumentation

Soft Skills

communicationorganisationprioritisationrelationship buildinginfluencing skillsnegotiating skillsmentoringteam supporttime managementproblem solving