Senior Credit Analyst

Lloyds Banking Group

. Use a variety of analytical approaches to provide technical insight on the Mortgage Credit Risk strategies .

Posted 5/15/2026full-timeEdinburgh • 🇬🇧 United KingdomSenior💰 £44,901 - £54,870 per yearWebsite

About the role

Key responsibilities & impact

Use a variety of analytical approaches to provide technical insight on the Mortgage Credit Risk strategies
Scope, define, and deliver analysis to support the team goals
Use SAS or Excel daily to interrogate complex data and translate outputs into meaningful conclusions
Form relationships with the wider Risk team and 1st line business areas
Provide technical leadership and mentoring to junior analysts in the team

Requirements

What you’ll need

Demonstrable experience in credit risk and change management
Strong numerate skills and qualifications – a degree (or equivalent) in a numerate subject with knowledge of advanced analytical techniques
Analytical expertise – practical experience of using analytical software and coding, such as SAS, and be confident in using Microsoft Office, particularly Excel and PowerPoint
Logical and analytical mindset – the ability to work quickly and at a high level of detail and accuracy
Effective communicator – ability to explain complicated issues clearly to different audiences; technical, non-technical, junior colleagues and senior management; both verbally and non-verbally.

Benefits

Comp & perks

A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
28 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit riskchange managementanalytical techniquesdata analysisSASExcelPowerPointnumerate skillsanalytical softwarecoding

Soft Skills

technical leadershipmentoringeffective communicationlogical mindsetanalytical mindsetattention to detailrelationship buildingteam collaborationproblem-solvingclarity in explanation