Senior Manager – Digital Assets Risk

Lloyds Banking Group

Senior Manager overseeing Digital Assets Risk for Lloyds Banking Group. Providing independent oversight and expert guidance on regulatory compliance and risk management.

Posted 4/16/2026full-timeEdinburgh • 🇬🇧 United KingdomSenior💰 £85,493 - £100,580 per yearWebsite

About the role

Key responsibilities & impact

Provide independent oversight across the Group’s Digital Asset developments, including tokenised deposits, stablecoins, digital wallets, and wider blockchain propositions.
Act as a subject matter expert on associated regulatory requirements, staying ahead of new developments and industry best practice.
Use this knowledge to support regulatory applications and advise on evolving compliance requirements.
Build relationships with colleagues and understand their operations.
Help them to identify and assess risks relating to Digital Assets and support them in the design and evaluation of the respective controls.
Support the adoption of the Group’s new Payments and Transaction Execution Risk Policy, help the business to embed it and provide timely and insightful oversight - all in line with the Operational Risk framework.
Advocate for customers through concise, commercially sensitive advice to business areas on policy interpretation and regulations, utilising deep business expertise to co-create fantastic compliant solutions for customers and the Group working closely with the business.
Act as an operational risk specialist and represent the organisation, building relationships with external partners; in particular regulators and other governing bodies.
Champion continuous review and enhancement of risk policies & appetite through the identification & assessment of emerging & growing risks.
Ensure policies and appetite reflect new opportunities or threats.
Contribute to the coordination of core Operational Risk processes, including scenario and loss analysis, and coordinate input into key regulatory submissions and external disclosures (e.g. ICAAP).
Develop and operate tools and systems enabling Business Units/Functions to consistently identify risks and evaluate the robustness of respective controls.

Requirements

What you’ll need

Strong operational risk expertise, with experience of Digital Assets and associated technologies.
An understanding of relevant regulation and industry standards, with experience of translating complex requirements into practical guidance that supports the implementation of compliant solutions.
Excellent communication and influencing skills, with experience of working in an inclusive style where everyone can be themselves.
Experience in preparing concise reports for senior level audiences, with clarity and precision.
A data driven approach to everything you do and a keen interest to maximise the potential of AI in driving productivity and reimagining work.
Growth mindset and commitment to everyday innovation.
Record of delivering results and an awareness of the importance of documentary evidence for key decisions.

Benefits

Comp & perks

A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

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Hard Skills & Tools

operational risk expertisedigital assetsregulatory compliancerisk assessmentscenario analysisloss analysispolicy interpretationreport preparationdata analysisAI productivity

Soft Skills

communication skillsinfluencing skillsinclusive teamworkclarityprecisiongrowth mindsetinnovationrelationship buildingcustomer advocacyproblem-solving