Senior Manager – Digital Assets Risk
Lloyds Banking Group
full-time
Posted on:
Location Type: Hybrid
Location: Edinburgh • United Kingdom
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Salary
💰 £85,493 - £100,580 per year
Job Level
About the role
- Provide independent oversight across the Group’s Digital Asset developments, including tokenised deposits, stablecoins, digital wallets, and wider blockchain propositions.
- Act as a subject matter expert on associated regulatory requirements, staying ahead of new developments and industry best practice.
- Use this knowledge to support regulatory applications and advise on evolving compliance requirements.
- Build relationships with colleagues and understand their operations.
- Help them to identify and assess risks relating to Digital Assets and support them in the design and evaluation of the respective controls.
- Support the adoption of the Group’s new Payments and Transaction Execution Risk Policy, help the business to embed it and provide timely and insightful oversight - all in line with the Operational Risk framework.
- Advocate for customers through concise, commercially sensitive advice to business areas on policy interpretation and regulations, utilising deep business expertise to co-create fantastic compliant solutions for customers and the Group working closely with the business.
- Act as an operational risk specialist and represent the organisation, building relationships with external partners; in particular regulators and other governing bodies.
- Champion continuous review and enhancement of risk policies & appetite through the identification & assessment of emerging & growing risks.
- Ensure policies and appetite reflect new opportunities or threats.
- Contribute to the coordination of core Operational Risk processes, including scenario and loss analysis, and coordinate input into key regulatory submissions and external disclosures (e.g. ICAAP).
- Develop and operate tools and systems enabling Business Units/Functions to consistently identify risks and evaluate the robustness of respective controls.
Requirements
- Strong operational risk expertise, with experience of Digital Assets and associated technologies.
- An understanding of relevant regulation and industry standards, with experience of translating complex requirements into practical guidance that supports the implementation of compliant solutions.
- Excellent communication and influencing skills, with experience of working in an inclusive style where everyone can be themselves.
- Experience in preparing concise reports for senior level audiences, with clarity and precision.
- A data driven approach to everything you do and a keen interest to maximise the potential of AI in driving productivity and reimagining work.
- Growth mindset and commitment to everyday innovation.
- Record of delivering results and an awareness of the importance of documentary evidence for key decisions.
Benefits
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
operational risk expertisedigital assetsregulatory compliancerisk assessmentscenario analysisloss analysispolicy interpretationreport preparationdata analysisAI productivity
Soft Skills
communication skillsinfluencing skillsinclusive teamworkclarityprecisiongrowth mindsetinnovationrelationship buildingcustomer advocacyproblem-solving