Lawyer, Debt Products Legal – 12-mths FTC
Lloyds Banking Group
full-time
Posted on:
Location Type: Hybrid
Location: Bristol • United Kingdom
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About the role
- Advise on lending and overdraft products, largely focused on supporting the Business and Commercial Banking (BCB) business unit;
- Support secured and unsecured lending and play a critical role in supporting BCB’s lending and overdraft proposition end to end;
- Provide technical legal input to support delivery of transactions and projects in response to Legal and Regulatory change and continuous improvement, including the digital transformation of BCB products and customer journeys;
- Provide support to business areas on Legal Risk Management using the relevant risk management policy framework;
- Contribute to reporting of legal or governance issues, inputting to recommended solutions as required;
- Build trust and maintain internal network and relationships to provide appropriate professional advice to achieve the Group’s objectives;
- Influence partners and deputize for senior colleagues where appropriate;
- Collaborate with other key legal areas within BCCIB Legal to support business and positively influence the community.
Requirements
- A qualified lawyer with a current practising certificate in a relevant jurisdiction;
- Experience and a good appreciation of the legal and regulatory framework and market practices applying to commercial lending to Business Banking, SME and Mid Corporate customers and related security matters;
- Post-qualifying legal experience in the above areas of expertise.
- A working knowledge or familiarity with the regulatory framework applying to commercial lending, i.e. CCA requirements, MCOB exemptions, the FCA's Consumer Credit sourcebook (CONC) and PRIN.
Benefits
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 30 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
legal inputrisk managementtransaction supportregulatory compliancedigital transformationcommercial lendingoverdraft productssecured lendingunsecured lendinggovernance reporting
Soft Skills
advisingcollaborationinfluencingrelationship buildingtrust buildingprofessional advicenetworkingcommunicationproblem solvingteamwork
Certifications
qualified lawyercurrent practising certificate