
Credit Risk Analyst – Mortgages
Lloyds Banking Group
full-time
Posted on:
Location Type: Hybrid
Location: Leeds • United Kingdom
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Salary
💰 £30,201 - £31,790 per year
Tech Stack
About the role
- Deliver insight through analytics to help manage the risks associated with mortgage lending.
- Use a variety of analytical approaches to provide technical insight on the Mortgage Credit Risk strategies.
- Deliver analysis to support the team goals, using SAS or Excel daily to interrogate complex data and translate outputs into meaningful conclusions.
- Form relationships with the wider Risk team and 1st line business areas, supporting management to respond to specific requests from stakeholders.
Requirements
- Strong numerate skills and qualifications – a degree (or equivalent) in a numerate subject with knowledge of analytical techniques.
- Practical experience using Microsoft Office – confident in using Excel and PowerPoint to manipulate and present data.
- Accuracy and attention to detail – you’ll need to work swiftly and efficiently to review data and perform testing of system changes
- Effective Communicator – ability to explain complicated issues clearly to different audiences; both verbally and non-verbally.
- Enthusiasm for problem solving – When the answer isn’t in the data, sometimes you need to look elsewhere, and this takes a curious, creative attitude and logical thinking to explore the problem and find a solution.
- Organisation & Time Management – proven ability to work well within a team environment without the need for close supervision and showing good time management and planning/organisation skills
- Knowledge and experience of Credit Risk and Change Management.
- Practical experience of using analytical software and coding, such as SAS or SQL and PowerBI.
Benefits
- A generous pension contribution of up to 15%
- An annual performance-related bonus
- Share schemes including free shares
- Benefits you can adapt to your lifestyle, such as discounted shopping
- 24 days’ holiday, with bank holidays on top
- A range of wellbeing initiatives and generous parental leave policies
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
analytical techniquesdata manipulationdata analysisSASSQLPowerBIExcelnumerate skillstesting of system changesproblem solving
Soft Skills
effective communicatorattention to detailorganisationtime managementcuriositycreativitylogical thinkingteamworkrelationship buildingadaptability