Credit Risk Analyst – Mortgages

Lloyds Banking Group

Credit Risk Analyst delivering insight through analytics to manage mortgage lending risks at Lloyds Banking Group. Collaborating with teams to provide technical insights using SAS or Excel.

Posted 4/15/2026full-timeLeeds • 🇬🇧 United KingdomMid-LevelSenior💰 £30,201 - £31,790 per yearWebsite

Tech Stack

Tools & technologies

SQL

About the role

Key responsibilities & impact

Deliver insight through analytics to help manage the risks associated with mortgage lending.
Use a variety of analytical approaches to provide technical insight on the Mortgage Credit Risk strategies.
Deliver analysis to support the team goals, using SAS or Excel daily to interrogate complex data and translate outputs into meaningful conclusions.
Form relationships with the wider Risk team and 1st line business areas, supporting management to respond to specific requests from stakeholders.

Requirements

What you’ll need

Strong numerate skills and qualifications – a degree (or equivalent) in a numerate subject with knowledge of analytical techniques.
Practical experience using Microsoft Office – confident in using Excel and PowerPoint to manipulate and present data.
Accuracy and attention to detail – you’ll need to work swiftly and efficiently to review data and perform testing of system changes
Effective Communicator – ability to explain complicated issues clearly to different audiences; both verbally and non-verbally.
Enthusiasm for problem solving – When the answer isn’t in the data, sometimes you need to look elsewhere, and this takes a curious, creative attitude and logical thinking to explore the problem and find a solution.
Organisation & Time Management – proven ability to work well within a team environment without the need for close supervision and showing good time management and planning/organisation skills
Knowledge and experience of Credit Risk and Change Management.
Practical experience of using analytical software and coding, such as SAS or SQL and PowerBI.

Benefits

Comp & perks

A generous pension contribution of up to 15%
An annual performance-related bonus
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
24 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

analytical techniquesdata manipulationdata analysisSASSQLPowerBIExcelnumerate skillstesting of system changesproblem solving

Soft Skills

effective communicatorattention to detailorganisationtime managementcuriositycreativitylogical thinkingteamworkrelationship buildingadaptability