Lloyds Banking Group

Credit Risk Analyst – Mortgages

Lloyds Banking Group

full-time

Posted on:

Location Type: Hybrid

Location: LeedsUnited Kingdom

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Salary

💰 £30,201 - £31,790 per year

Tech Stack

About the role

  • Deliver insight through analytics to help manage the risks associated with mortgage lending.
  • Use a variety of analytical approaches to provide technical insight on the Mortgage Credit Risk strategies.
  • Deliver analysis to support the team goals, using SAS or Excel daily to interrogate complex data and translate outputs into meaningful conclusions.
  • Form relationships with the wider Risk team and 1st line business areas, supporting management to respond to specific requests from stakeholders.

Requirements

  • Strong numerate skills and qualifications – a degree (or equivalent) in a numerate subject with knowledge of analytical techniques.
  • Practical experience using Microsoft Office – confident in using Excel and PowerPoint to manipulate and present data.
  • Accuracy and attention to detail – you’ll need to work swiftly and efficiently to review data and perform testing of system changes
  • Effective Communicator – ability to explain complicated issues clearly to different audiences; both verbally and non-verbally.
  • Enthusiasm for problem solving – When the answer isn’t in the data, sometimes you need to look elsewhere, and this takes a curious, creative attitude and logical thinking to explore the problem and find a solution.
  • Organisation & Time Management – proven ability to work well within a team environment without the need for close supervision and showing good time management and planning/organisation skills
  • Knowledge and experience of Credit Risk and Change Management.
  • Practical experience of using analytical software and coding, such as SAS or SQL and PowerBI.
Benefits
  • A generous pension contribution of up to 15%
  • An annual performance-related bonus
  • Share schemes including free shares
  • Benefits you can adapt to your lifestyle, such as discounted shopping
  • 24 days’ holiday, with bank holidays on top
  • A range of wellbeing initiatives and generous parental leave policies
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
analytical techniquesdata manipulationdata analysisSASSQLPowerBIExcelnumerate skillstesting of system changesproblem solving
Soft Skills
effective communicatorattention to detailorganisationtime managementcuriositycreativitylogical thinkingteamworkrelationship buildingadaptability