Associate Portfolio Analyst – Venture Banking
Live Oak Bank
full-time
Posted on:
Location Type: Office
Location: Wilmington • North Carolina • 🇺🇸 United States
Visit company websiteSalary
💰 $55,000 - $90,000 per year
Job Level
JuniorMid-Level
About the role
- Serve as a point of contact for a specified book of clients and as a liaison to internal teams such as loan officers, relationship managers, underwriting, credit, capital markets, closing, operations, and others.
- Collect and analyze financial information from assigned accounts throughout the life of the relationship.
- Responsible for reviewing and spreading financial statements.
- Manage collateral monitoring including asset-based facilities with borrowing bases.
- Ensure clients remain compliant with all conditions set forth in the loan documentation.
- Use financial models to develop a forward-looking credit risk assessment based on key value drivers and sensitized assumptions.
- Conduct on-boarding of new clients; may lead meetings and discussions with key stakeholders including client executives, equity sponsors, partner lending institutions, developers, and internal team members.
- Identify and underwrite loan modifications/amendments/renewals accurately and timely in accordance with bank procedures and policy.
- Help prepare and participate in quarterly credit meetings.
- Complete various projects as needed or as assigned by management.
Requirements
- Bachelor's degree in a related field or equivalent work experience of three or more years in a bank commercial lending department is highly preferred.
- Excellent verbal, written, interpersonal, and negotiation skills.
- Demonstrated experience in effectively writing/reviewing loan presentations that identify key risks and mitigants as well as conducting cash flow analysis and collateral evaluation.
- Strong customer service orientation with attention to detail.
- Strong credit and risk management skills with working knowledge of lending policies and procedures.
- Working knowledge of loan agreements, loan structuring, and collateral procedures.
- Ability to consistently make timely sound recommendations to management while ensuring bank policies and procedures are met.
- Demonstrated experience utilizing credit software to capture credit applications; above-average PC skills including MS Office Applications (Word, Excel), and the ability to quickly learn new software/systems.
- Collaborative and highly coachable.
- Dependable and exhibit a strong work ethic.
Benefits
- Health insurance
- 401(k) matching
- Paid time off
- Flexible work arrangements
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
financial analysiscredit risk assessmentcash flow analysiscollateral evaluationloan modificationsloan structuringcollateral monitoringfinancial modelingcredit managementrisk management
Soft skills
verbal communicationwritten communicationinterpersonal skillsnegotiation skillscustomer service orientationattention to detailcollaborationdependabilitywork ethiccoachability