Live Oak Bank

Financial Planning and Analysis

• Analyze applicants’ financial status, credit, and property evaluation to determine if loan requests meet the Bank’s lending criteria.
• Structure loan opportunities to comply with Bank standards or reject loans that do not meet lending criteria.
• Evaluate sources of repayment on potential loan requests.
• Communicate with the Portfolio Manager to ensure proper hand-off of applicants for underwriting or creditors to resolve questions regarding application information.
• Actively participate with Executive Management to develop strategies for the business vertical and the Bank.
• Ensure adherence to loan terms and conditions, including timely receipt of required financial information, covenant compliance, and portfolio reviews.
• Identify and develop new deposit relationships.
• Develop and maintain strong relationships with referral sources.
• Cultivate industry expertise in serving specified market niches.
• Stay abreast of economic conditions, changes, and trends in customers’ businesses, the banking industry, and the specific market niches targeted by the Bank.
• Manage staff, monitor performance, and ensure coaching opportunities and performance appraisals are completed in a timely manner.
• Follow regulatory requirements, including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC, to assist in the identification, detection, and deterrence of money laundering or other unlawful activities.

Director, Sponsor Finance