Fraud Investigation Associate

Lendable

Fraud Investigations Associate investigating identity theft and fraud rings for fintech company Lendable. Analyzing suspicious applications and collaborating with senior leadership on high-stakes cases.

Posted 7/13/2026full-timeArlington • Virginia • 🇺🇸 United StatesJuniorMid-Level💰 $80,000 - $120,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in fraud investigations within U.S. fintech, focusing on identity verification and compliance with the Fair Credit Reporting Act. Capable of managing complex investigations and effectively communicating findings to stakeholders.

Highest-signal resume keywords

Fraud InvestigationsIdentity Verification ToolsKnow Your Customer (KYC)Fair Credit Reporting Act (FCRA)Sanctions and PEP Alerts

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Fraud InvestigationIdentity Report AnalysisDocumentation of InvestigationsFraud Pattern AnalysisConsumer Protection

Soft Skills

Clear CommunicationCollaboration with LeadershipProblem-Solving

Tools & Technologies

AlloySocureID Databases

Industry Keywords

FinTechPersonal LoansCredit CardsCredit Reporting Agency (CRA)CFPB

About the role

Key responsibilities & impact

Investigate suspicious applications at the point of onboarding to detect synthetic identities and third-party identity theft.
Conduct deep-dive investigations into suspected fraud rings and organized criminal activity, collaborating closely with senior leadership on high-stakes cases.
Manage the end-to-end investigation of suspicious activity. Gather "Know Your Customer" (KYC) documentation and prepare comprehensive case files for SAR consideration by the 2LoD team.
Perform the initial clearing of Sanctions and PEP alerts, ensuring we are not facilitating prohibited transactions.
Handle CFPB and Credit Reporting Agency (CRA) disputes specifically related to fraud claims, ensuring fair and timely resolution for victims of identity theft.
Communicate directly with U.S. consumers to verify identity details and confirm the legitimacy of high-risk applications.

Requirements

What you’ll need

2+ years of experience in fraud investigations, specifically within U.S. fintech, personal loans, or credit cards.
Equivalent FinCrime investigative experience in US Law Enforcement.
Experience using identity verification tools like Alloy or Socure.
You know how to read an identity report beyond just the "Pass/Fail" score.
Familiar with ID databases, how to navigate them, and how to conduct thorough investigations for fraud patterns.
Ability to document complex investigations clearly so that business leadership, regulators and bank partners can easily follow your logic.
Understanding of the FCRA (Fair Credit Reporting Act) and how it pertains to fraud disputes and consumer protection.

Benefits

Comp & perks

Comprehensive Medical (including an HSA option)
Dental, and Vision insurance plan
Access to our 401(k) Plan
20 days of PTO
Paid sick leave
Paid holidays
Paid parental leave
Flexible Working: Work from home every Monday and Friday if you wish - on the other days, we all come together IRL to be together, build and exchange ideas.
Winning team: the opportunity to scale up one of the world’s most successful fintech companies
Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
Health coverage: support for your physical and mental wellbeing, including private health cover
Retirement & savings: long-term financial wellbeing through retirement savings plans
Employee referral programme: earn a competitive bonus when you refer successful new team members
Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations