Lendable

Senior Credit Risk Analyst

Lendable

full-time

Posted on:

Location Type: Hybrid

Location: Virginia • Virginia • United States

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Job Level

Senior

Tech Stack

PythonSQL

About the role

  • Build a high-performing credit card portfolio with ambitious growth targets and a commitment to responsible lending.
  • Optimize credit decisioning including who to lend to, limits to set, and rates to offer.
  • Stay ahead of economic trends, adapting strategies accordingly.
  • Develop and own models that forecast returns and drive investor reporting.
  • Define and refine credit strategies that align with evolving portfolio goals.
  • Discover data-driven insights using Python and SQL to address key business questions.
  • Collaborate cross-functionally with product, engineering, data, and operations teams to implement and improve strategies.
  • Continuously monitor the effectiveness of credit strategies and identify areas for improvement.

Requirements

  • Daily coding experience, with Python and SQL.
  • Proven experience in credit risk strategy within finance, ideally within consumer lending.
  • Strategic thinking and ability to translate complex data into clear, actionable decisions.
  • Results-focused mindset balancing business and customer needs.
  • Collaborative, growth mindset and willingness to challenge your own assumptions.
  • Strong sense of ownership and proactive problem-solving attitude.
Benefits
  • Best-in-class compensation, including equity.
  • You can work from home every Monday and Friday if you wish - on the other days, those based in the UK come together IRL at our Shoreditch office in London to be together, build and exchange ideas.
  • Enjoy a fully stocked kitchen with everything you need to whip up breakfast, lunch, snacks, and drinks in the office every Tuesday-Thursday.
  • We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to private health insurance.
  • We're an equal-opportunity employer and are looking to make Lendable the most inclusive and open workspace in London.
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
PythonSQLcredit risk strategydata analysismodel developmentforecastingcredit decisioningdata-driven insightsstrategic thinkingproblem-solving
Soft Skills
collaborationresults-focused mindsetgrowth mindsetownershipproactive attitudecommunicationadaptabilitycritical thinkingdecision-makingcreativity