Senior AFC Operations Specialist

lemon.markets

Senior AFC specialist protecting lemon.markets’ Brokerage-as-a-Service platform from financial crime. Owning transaction monitoring, investigations, AML controls and scalable compliance operations.

Posted 8/10/2026full-timeBerlin • 🇩🇪 GermanySeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates extensive experience in AFC Operations, focusing on transaction monitoring, customer screening, and regulatory compliance. Proficient in improving and automating AFC processes while ensuring adherence to German and European AML regulations.

Highest-signal resume keywords

AFC Operations ExperienceSuspicious Activity Reporting via goAMLProcess Optimisation and AutomationGerman and European AML RequirementsFluent German and Confident English Communication

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Transaction MonitoringCustomer ScreeningSource of Wealth ReviewsInvestigationsOperational ControlsRisk-Based Decision-MakingAFC Process ImprovementAutomationRegulatory Information RequestsAudit-Ready Documentation

Soft Skills

Ownership-Driven MindsetAbility to Bring Structure to AmbiguityCollaboration with Stakeholders

Industry Keywords

Financial ServicesAFCAMLRegulatory ComplianceSuspicious Activity HandlingBrokerage-as-a-ServiceOperational QualityRegulatory ResilienceIndustry Best Practices

About the role

Key responsibilities & impact

Own day-to-day AFC operations across transaction monitoring, customer screening, Source of Wealth reviews, investigations and regulatory information requests
Investigate potentially suspicious customer activity and collaborate with the Team Lead, MLRO and Second Line of Defence on escalations and SAR-related documentation
Design and improve AFC controls, workflows and work instructions across the customer lifecycle with Operations, Product and Engineering
Drive process optimisation and operational projects, including transaction monitoring improvements, automation and structured workflows
Collaborate with Product, Engineering, Operations, Banking, Investing and external partners as an AFC subject-matter expert
Maintain clear, precise and audit-ready documentation for cases, processes and decisions
Support operational quality, regulatory resilience and scalable growth of the Brokerage-as-a-Service platform

Requirements

What you’ll need

Substantial hands-on AFC Operations experience within financial services
Experience with investigations, operational controls and risk-based decision-making
Practical experience preparing and submitting suspicious activity reports via goAML
Strong understanding of suspicious activity handling in an operational environment
Experience improving, automating and scaling AFC processes
Comfortable contributing to projects across operational and technical stakeholders
Deep understanding of German and European AML requirements, regulatory expectations and industry best practices
Fluent German at C2 level
Confident English communication at C1 level
Hands-on, ownership-driven mindset and ability to bring structure to ambiguity
Applicants must be able to work in Germany; visa/work permit status is addressed in the application form

Benefits

Comp & perks

Competitive salary based on experience and value added
Flexible working hours with shared core hours from 12:00 to 16:00
Hybrid work setup from anywhere in Germany
Regular mentorship and stretch opportunities
Clear career development framework with frequent feedback conversations
Annual learning budget
Monthly new-joiner breakfasts
Annual company offsites and team events
Deutschlandticket sponsorship for employees on unlimited contracts
50% off Beatvest financial education and investing platform
Work remotely from anywhere in the EU for up to 10 consecutive days at a time and up to 60 days per year