Data Analyst – Credit
Kuda
full-time
Posted on:
Location Type: Hybrid
Location: Lagos • 🇳🇬 Nigeria
Visit company websiteJob Level
Mid-LevelSenior
Tech Stack
PythonSQL
About the role
- Analyze portfolio performance metrics to identify trends, risks, and opportunities
- Review and refine credit policies, including rule-based decision engines
- Build and maintain profit and loss forecasts to guide strategic decisions
- Conduct credit limit assignment and affordability assessments
- Perform score cut-off analysis to improve approval and risk strategies
- Monitor and enhance collection strategies based on customer segmentation and outcomes
- Design and run A/B tests to assess and optimize lending and collections performance
- Communicate actionable insights and recommendations to senior stakeholders
Requirements
- Academic background in a mathematical discipline (e.g. Mathematics, Statistics, Physics, or related field)
- Minimum of 3 years' experience as a Quantitative Analyst or Data Analyst in a financial services, fintech or e-commerce environment
- Strong proficiency in SQL for data extraction and manipulation
- Hands-on experience with open-source statistical programming languages such as Python or R
- Solid understanding of statistical tests commonly used in A/B testing
- Experience using statistical software packages (open-source preferred)
- Proven experience developing and maintaining analytical reports or dashboards from end-to-end
- Ability to interpret and present insights from reports in a business context, including stakeholder engagement and recommendation
- Strong understanding of credit risk and portfolio performance metrics, including:
- - Annualised loss
- - Vintage curves
- - Roll rates
- - Exposure at Default (EAD)
- - Loss Given Default (LGD)
Benefits
- A great and upbeat work environment populated by a multinational team
- Pension
- Career Development & growth
- Competitive annual leave plus bank holidays
- Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
- Group life insurance
- Medical insurance
- Well-fare package (Wedding, Compassionate and etc)
- Perkbox
- Goalr - employee wellness app
- Award winning L&D training
- We are advocates of work-life balance, working in a hybrid in office schedule
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
SQLPythonRstatistical testsA/B testinganalytical reportsdashboardscredit risk analysisportfolio performance metricsdata extraction
Soft skills
communicationstakeholder engagementanalytical thinkingproblem-solvingpresentation skills