Kriya (Formerly MarketFinance)

Analyst

• Work closely with our risk leadership team to provide insights to optimise our underwriting and credit decisioning processes.
• Leverage latest data science, machine learning and artificial intelligence to build systematic risk models for our credit products
• Produce portfolio monitoring and investigative analysis to explain trends and answer questions from key stakeholders; making recommendations on how to enhance our products and processes.
• Develop and optimise our pricing models using financial modelling techniques.
• Produce portfolio management information for both internal and external stakeholders and present insight and findings in a clear non-technical way that is easy for stakeholders to digest and understand.
• Conduct rigorous impact analysis on credit strategies, reassessing and optimising how we make credit decisions.
• Support the collections and recovery team with data driven insight and collections strategies.
• Collaborate with other teams in developing our predictive models, product features and processes

Senior Credit Risk Analyst

Operations

• Own the translation of company strategy into actionable operating plans, KPIs, and performance monitoring frameworks.
• Lead cross-functional initiatives that support growth, operational efficiency, and product scalability.
• Support leadership in strategic prioritization, resource planning, and performance cadence.
• Deliver strategic insights, leveraging data across the business.
• Architect scalable processes, governance models, and operating rhythms across functions.
• Identify operational bottlenecks across commercial, risk, product, and ops workflows and drive measurable improvements in efficiency, throughput, and SLA performance.
• Design systems that support fast, data-driven decision-making and enhance cross-functional alignment.
• Build and maintain dashboards, scorecards, and performance metrics to track progress at business and product-line levels.
• Build financial models to enable short-term and long-term planning
• Conduct business analysis, modeling, and scenario planning to support decision-making.
• Benchmark performance against industry trends and emerging best practices.
• Lead cross-functional workstreams end-to-end, driving alignment, accountability, and delivery across Product, Risk, Finance, and Commercial.
• Facilitate communication between stakeholders, remove blockers, and ensure clarity on ownership and accountability.
• Prepare high-quality strategic materials for the Executive team, Board updates, & large accounts.

Senior Credit Risk Analyst

Strategy and Operations Manager