Credit Policy Analyst – Mid-level
Koin
full-time
Posted on:
Location Type: Hybrid
Location: São Paulo • 🇧🇷 Brazil
Visit company websiteJob Level
JuniorMid-Level
Tech Stack
SQL
About the role
- Structure criteria for credit granting and customer approval policies for the company’s financial products.
- Monitor and structure performance indicators related to credit granting, customer performance, and delinquency.
- Develop proposals for changes to the credit policy to optimize customer approvals while maintaining credit quality control.
- Prepare materials and presentations for the company’s Executive Committee on the performance of credit policy rules.
- Systematic control and monitoring of credit granting rules.
- Collaborate with other departments to align strategies and ensure consistency across the credit cycle.
- Monitor the performance of commercial partnerships and propose actions to optimize results.
- Customer profile clustering and development of variables for better application of credit rules and customer segmentation.
Requirements
- Degree in engineering, economics, statistics, or related fields.
- At least 2 years’ prior experience in credit granting policies.
- Knowledge of the personal/retail credit market.
- Knowledge of financial mathematics.
- Experience working with Excel.
- Intermediate knowledge of SQL.
- Desirable: additional knowledge in financial mathematics.
- Spanish is considered a plus.
Benefits
- Life insurance
- Health and dental insurance
- Transportation allowance
- Meal and grocery allowances (VR + VA)
- Childcare assistance
- Extended parental leave
- TotalPass or Wellhub
- WFA (Work From Anywhere)
- Discounts on the Decolar.com platform
- Golden Farma
- Home office allowance
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
credit granting policiesfinancial mathematicscustomer segmentationperformance indicatorsSQLExcel
Soft skills
collaborationpresentation skillsanalytical skills