Conduct comprehensive, on-site risk reviews of independent auto dealerships including financial analysis, operational audits, inventory verification, and fraud detection.
Scrub the portfolio assigned for signs of stress in a proactive manner.
Audit inventory records (floorplanned and non-floorplanned), including physical verification and system reconciliation.
Review and analyze dealership financial statements, bank activity, and other documentation to assess solvency and financial behavior.
Access and examine dealership management systems (DMS) to validate sales activity, funding timelines, and F&I portals.
Identify and investigate signs of misrepresentation, fraud, or operational risk and escalate as appropriate.
Prepare factual, detailed reports summarizing findings and outlining key risks and recommendations.
Build and maintain trusted relationships with Dealer clients; serve as a strategic advisor for business improvement.
Provide guidance to Dealers on improving internal processes, financial practices, and inventory management to support long-term growth and sustainability.
Act as a key touchpoint for high-risk or strategic accounts, offering ongoing oversight and operational insights.
Exercise composure, professionalism, and tact during sensitive engagements, including collections and resolutions.
Collaborate cross-functionally with Lending, Sales, Select, Operations, Remarketing, and Legal to align on risk strategies and account resolution.
Participate in special audits, account reviews, or enterprise-level assessments as assigned.
Maintain detailed and accurate documentation of all audits, visits, and communications using internal systems.
Ensure full compliance with internal policies, audit standards, and legal/regulatory requirements.
Travel extensively to dealerships across the US (up to 85%) and represent Kinetic Advantage professionally.
Requirements
Bachelor’s degree preferred
Five (5) years in automotive, collections or financial services industry required
Familiarity with concepts, procedures and processes typically used in automotive and financial services industries, particularly in the Automotive Floorplan Industry.
Proven Track record of working independently in High-Pressure, Field-Based roles with Minimal oversight.
Strong knowledge of Dealership operations, Inventory controls, and financial systems.
Valid Driver’s License and ability to travel extensively (Up to 85%) Across the US.
Preferred Experience in Fraud Investigations, Credit Underwriting, and asset recovery.
Preferred Familiarity with Dealership Management Systems such as Dealertrack, Frazer, or Reynold’s & Reynold’s.
Ability to read and understand basic financial statements
Strong sense of urgency, with the ability to thrive in a fast-paced and, at times, stressful environment and the ability to handle competing demands.
Ability to effectively develop and maintain strong business relationships
Excellent organizational, analytical, and problem-solving skills with strong attention to detail
Analytical Thinking: Ability to dissect complex financial and operational data to identify trends, risks, and anomalies with precision.
Risk Assessment: Skilled in evaluating operational, financial, and compliance-related risks and making data-driven recommendations.
Communication: Exceptional written and verbal communication skills; able to convey complex findings clearly and professionally to both internal and external audiences.
Conflict Resolution: Skilled at navigating sensitive or challenging conversations with Composure, tact, and Professionalism- Especially during On-Site Collections or Resolution processes where Dealer emotions may be elevated.
Adaptability: Comfortable in a dynamic, fast-paced environment with shifting priorities, field conditions, and travel demands.
Problem Solving: Resourceful and creative in developing solutions for high-risk or non-standard situations.
Time Management: Able to manage multiple accounts, projects, and deadlines efficiently while maintaining quality standards.
Technical Proficiency: Strong understanding of Microsoft Office Suite (especially Excel), with the ability to learn and navigate dealer management systems and internal platforms.
Ethics & Integrity: Demonstrates the highest level of professional conduct, discretion, and accountability in all aspects of the role.
Business Acumen: Understands how dealerships operate as businesses and can identify ways to strengthen profitability and sustainability.
Ability to Stand, walk, and move throughout Dealership Lot locations and Facilities for extended periods of time.
Must be able to communicate clearly
While performing the duties of this job, the employee will, at times, be subject to outside environmental conditions
Ability to safely and successfully perform the essential job functions consistent with the ADA, FMLA, and other federal, state, and local standards
Comfortable working in both indoor and outdoor weather conditions.
Must be able to effectively use a Laptop, Tablet, Smartphone, and other Mobile devices for Field work and Communication.