Claims Adjuster

Kin

Claims Adjuster managing property claims using data and empathy for Kin's insurance clients. Driving customer satisfaction and resolution in a remote-first environment.

Posted 4/23/2026full-timeRemote • California, Florida • 🇺🇸 United StatesJuniorMid-Level💰 $70,000 - $80,000 per yearWebsite

About the role

Key responsibilities & impact

Examining and appropriately interpreting insureds’ policies, forms in force, and other records to determine coverage and extent of company’s liability
Keeping active communication with customers throughout the Claims process
Drafting, approving, and adjusting estimates of damage and loss amounts
Using varying methods of investigation, including taking recorded statements, consulting with police, inspecting property damage, and reviewing documentation
Partner with field appraisers to manage home estimates/repairs
Estimating cost of repair, replacement, or compensation
Writing clear, concise diary notes in addition to setting field assignments, saving contacts, and issuing payments
Appropriately applying knowledge of multiple state statutes, including the insurance code of ethics, rules, regulations, and guidelines

Requirements

What you’ll need

2+ years of first-party residential property claims adjusting working directly for an insurance carrier
An active, valid Adjusters License in your current state of residence
Knowledge and experience in California claim handling
Strong understanding of Florida insurance laws and good faith claims handling
Capability to work through daily & catastrophe claims in high-risk states
Experience with vendor management and negotiations
Comfortable utilizing various claims systems (i.e. Xactimate, Symbility, EagleView)
Bilingual capability is a plus (spanish-speaking)

Benefits

Comp & perks

Competitive salary and company equity through Restricted Stock Units (RSUs)
Eligible for additional compensation annually through participation in our Kin Leadership Incentive Plan
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options, plus dental and vision coverage
Company-funded HSA contributions (based on medical plan selection)
Company-paid life insurance and short-term disability
Employee referral bonuses
Health & wellbeing support including long-term disability, critical illness, accident, legal, and pet insurance
Access to mental health support and confidential counseling resources
Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities
Professional development budgets for certifications, conferences, and learning available, subject to management approval

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

claims adjustingdamage estimationinvestigation methodsvendor managementnegotiationproperty inspectionclaims handlingstatutory knowledgebilingual communication

Soft Skills

communicationorganizational skillsattention to detail

Certifications

Adjusters License