Kin

Senior Pricing & Risk Analyst

Kin

full-time

Posted on:

Location Type: Remote

Location: TexasUnited States

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Salary

💰 $95,000 - $119,000 per year

Job Level

Tech Stack

About the role

  • Develop and maintain pricing and risk models with limited supervision, ensuring accuracy, transparency, and scalability
  • Analyze product profitability, loss trends, competitive positioning, and risk segmentation to inform pricing decisions
  • Conduct competitive intelligence analysis, including familiarity with tools such as InsureQuote and market benchmarking sources
  • Partner with underwriting and product teams on rate filings, state-specific pricing strategies, and ongoing model refinement
  • Support state product research efforts, with a focus on Texas and other growth markets
  • Analyze and model catastrophic perils (e.g., wind, hail) and their impact on pricing, segmentation, and portfolio risk
  • Leverage AI tools and advanced analytics techniques to improve efficiency, deepen insights, and accelerate analysis
  • Explore new data sources and evaluate multiple inputs to strengthen analytical conclusions
  • Identify risks, inefficiencies, and improvement opportunities within pricing workflows
  • Develop templates, share best practices, and mentor junior analysts through collaboration and review

Requirements

  • 3+ years of pricing, risk, actuarial, or advanced analytics experience in insurance or a related field
  • Experience developing and maintaining pricing or risk models in a production environment
  • Strong understanding of predictive modeling techniques, including GLMs and pricing segmentation
  • Experience with competitive analysis, market research tools, or platforms such as InsureQuote
  • Working knowledge of catastrophe risk concepts, including wind and hail exposure
  • Proficiency in Python or R and SQL (including complex joins)
  • Comfort using AI or advanced analytical tools to enhance data analysis and efficiency
  • Ability to synthesize insights from multiple data sources to support pricing decisions
  • Clear, proactive communication of assumptions, risks, and recommendations
  • Comfort receiving feedback, maintaining high quality standards, and continuously improving how work is done.
Benefits
  • Competitive salary and company equity through Restricted Stock Units (RSUs)
  • 401(k) with company match up to 4% of eligible earnings
  • Multiple medical plan options, plus dental and vision coverage
  • Company-funded HSA contributions
  • Company-paid life insurance and short-term disability
  • Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
  • Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
  • A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
  • Access to mental health support and confidential counseling resources
  • Career mobility and internal growth opportunities
Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools
pricing modelsrisk modelspredictive modelingGLMspricing segmentationPythonRSQLadvanced analyticscatastrophe risk
Soft Skills
communicationcollaborationmentoringanalytical thinkingproblem-solvingfeedback receptivenessquality standardssynthesis of insightsproactive approachimprovement mindset