
Senior Pricing & Risk Analyst
Kin
full-time
Posted on:
Location Type: Remote
Location: Texas • United States
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Salary
💰 $95,000 - $119,000 per year
Job Level
About the role
- Develop and maintain pricing and risk models with limited supervision, ensuring accuracy, transparency, and scalability
- Analyze product profitability, loss trends, competitive positioning, and risk segmentation to inform pricing decisions
- Conduct competitive intelligence analysis, including familiarity with tools such as InsureQuote and market benchmarking sources
- Partner with underwriting and product teams on rate filings, state-specific pricing strategies, and ongoing model refinement
- Support state product research efforts, with a focus on Texas and other growth markets
- Analyze and model catastrophic perils (e.g., wind, hail) and their impact on pricing, segmentation, and portfolio risk
- Leverage AI tools and advanced analytics techniques to improve efficiency, deepen insights, and accelerate analysis
- Explore new data sources and evaluate multiple inputs to strengthen analytical conclusions
- Identify risks, inefficiencies, and improvement opportunities within pricing workflows
- Develop templates, share best practices, and mentor junior analysts through collaboration and review
Requirements
- 3+ years of pricing, risk, actuarial, or advanced analytics experience in insurance or a related field
- Experience developing and maintaining pricing or risk models in a production environment
- Strong understanding of predictive modeling techniques, including GLMs and pricing segmentation
- Experience with competitive analysis, market research tools, or platforms such as InsureQuote
- Working knowledge of catastrophe risk concepts, including wind and hail exposure
- Proficiency in Python or R and SQL (including complex joins)
- Comfort using AI or advanced analytical tools to enhance data analysis and efficiency
- Ability to synthesize insights from multiple data sources to support pricing decisions
- Clear, proactive communication of assumptions, risks, and recommendations
- Comfort receiving feedback, maintaining high quality standards, and continuously improving how work is done.
Benefits
- Competitive salary and company equity through Restricted Stock Units (RSUs)
- 401(k) with company match up to 4% of eligible earnings
- Multiple medical plan options, plus dental and vision coverage
- Company-funded HSA contributions
- Company-paid life insurance and short-term disability
- Flexible PTO for exempt employees (most employees take 15–20 days per year), plus 8 company-observed holidays
- Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
- A variety of supplemental benefit options, including long-term disability, critical illness, accident, legal, and pet insurance
- Access to mental health support and confidential counseling resources
- Career mobility and internal growth opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
pricing modelsrisk modelspredictive modelingGLMspricing segmentationPythonRSQLadvanced analyticscatastrophe risk
Soft Skills
communicationcollaborationmentoringanalytical thinkingproblem-solvingfeedback receptivenessquality standardssynthesis of insightsproactive approachimprovement mindset