Kiavi

Analyst

• Review and meticulously analyze complex initial documentation for new construction (including plans, permits, budgets, and detailed construction schedules) to validate project readiness and budget alignment prior to draw.
• Critically evaluate and determine appropriate phased draw disbursements on all ground up construction loans, focusing on validating progress against detailed construction schedules and confirming key milestones (e.g., foundation, framing completion) through inspection reports and documentation.
• Ensure compliance with loan documents, credit policy, and applicable state and federal laws.
• Coordinate and maintain communications with all parties involved in the draw process including but not limited to borrowers, contractors, account managers, third party inspectors, and brokers.
• Process the draw disbursements in a high quality and timely manner that aligns with our policies and procedures.
• Coordinate with other departments to resolve matters pertaining to loan violations, payment delinquencies, and wire transfer issues.

Draw Analyst – Construction Lending

• The Treasury Analyst is responsible for reviewing funding and construction holdback draw wires, and for ensuring that the data reflected in the system aligns with the loan documentation.
• Process high volume bank transactions with accuracy.
• Disburse payments from the service holding account to investors’ FBO accounts and perform reconciliation of these transactions.
• Assist with monthly bank account reconciliations.
• Prepare and reconcile reports reflecting daily liquidity and warehouse line capacity balances.
• Manage tax payment requests including reconciling the tax advance on the loan, correcting any inaccuracies and sending funds to the correct beneficiary.
• Address inquiries and resolve issues in collaboration with internal partners, ensuring prompt resolution of operational challenges as they occur.
• Assist with various ad hoc tasks that the Treasury team handles.

Junior Treasury Analyst

• Review the borrowers submitted scope of work documents and conduct the needed due diligence using photos and third-party inspection data to acquire a holistic understanding of the project’s feasibility and the client’s operational factors.
• Analyze the proposed construction projects, including reviewing project plans, examining permit requirements, project timelines, and verifying the feasibility of the project budgets and scoping.
• Decisioning latitude to establish mitigation of the risk of the proposed construction project and make an independent final call via approvals.
• Deliver analysis to the Valuation Department and collaborate with them to resolve specific areas of concern in the project.
• Provide continuous feedback to our Underwriting and Risk Departments to improve project screening and risk modeling
• Be an ambassador of the Kiavi brand through regular communication with our clients. Although this is not a sales position many of the same skills are important to your success including patience, empathy, and communication.

Feasibility Analyst, Construction Lending

Accountant

• Prepare journal entries, perform accounting research, and efficiently analyze large volume transactional data for loan accounting lifecycle (originations to sales and servicing) and other parts of the business.
• Perform timely cash / restricted cash reconciliations for loan accounting bank accounts.
• Account for the activities of the business in areas including loan funding, servicing, REO, warehouse lines of credit, securitization and others.
• Collaborate with the Accounting Team to accurately complete the month-end close entries, processes, procedures and deliverables timely.
• Prepare monthly, quarterly and annual reconciliations and roll forwards of balance sheet accounts.
• Prepare monthly consolidated P&L and balance sheet fluctuation analyses for management and financial reporting.
• Work cross-functionally with Corporate Accounting, Servicing, Treasury, Capital markets, FP&A, Tax, and Internal Audit teams to ensure compliance with policies and procedures, internal controls, as well as provide support for ad hoc requests.
• Provide analysis on financial results (trends, performance metrics, benchmarks).
• Assist in preparing audit support for external audits and respond to audit inquiries.
• Assist in the preparation of Year End financials and footnote disclosures.
• Participate in the ongoing development and establishment of accounting policies and procedures.
• Strive to continuously improve the automation of accounting and reporting processes.
• Leverage technology (Artificial Intelligence, Machine Learning, Prism/Accounting Center, SQL) to enhance and streamline accounting processes, financial reporting, and analytics.
• Participate in special projects and department-wide initiatives as they arise.

Senior Loan Accountant

Human Resources

• Oversee and execute the onboarding/new hire orientation process from conditional offer through the first week of employment, including background checks, identity verification and work authorization, HRIS onboarding and the new hire orientation program
• Assist in the administration of employee benefits programs, including health insurance, retirement plans, and other employee perks.
• Maintain and update the HR Information System (Workday) and personnel folders with accurate employee data, ensuring data integrity and confidentiality.
• Oversee and execute the leave of absence process for employees, including employee communication and guidance on leave options and administering the leave of absence through our HRIS and third party leave management vendor
• Assist in maintaining and updating the company’s compensation structure by conducting compensation analysis, benchmarking studies, research and ad-hoc analysis
• Generate reports and analyze HR metrics to support data-driven decision-making and strategic planning.
• Assist in implementing system upgrades, enhancements, and integrations to optimize HR processes.
• Assist in reviewing and auditing semi-monthly payroll processing
• Provide timely and accurate responses to employee inquiries and escalate complex issues to appropriate HR personnel as needed.
• Support HR compliance activities, including audits, reporting, and updating or documentation of policies and procedures.
• Ensure proper documentation of HR processes and procedures to support audit and compliance requirements.
• Manage HR-related documentation, both physical and electronic, in compliance with retention policies and legal requirements.

HR Operations Analyst

Sales Development Rep

• Managing inbound leads for bridge and rental clients.
• Educate and develop leads for inbound through inbound prospecting via phone, email, events, follow up on webinars, and assorted campaigns.
• Make 80 to 100 dials a day.
• Identify and develop an in-depth understanding of each lead generation process, supporting marketing activities, prospect touch-points and the hand-off to the Account Executive.
• Will be separating Market Qualified Leads from Qualified Leads.

Sales Development Representative

• Analyze loan applications, collect essential documents, and obtain third-party reports.
• Reach out to customers and third parties via phone, email, & text to obtain documents or essential information, provide proactive status updates, and answer customers’ questions relating to required documents within the expected timeframe.
• Serve as the primary point of contact for customers throughout the processing and underwriting stages, providing personalized assistance and support.
• Reviewing and analyzing documents against our credit policy, with the goal of getting the loan ready for an underwriting decision.
• Meet and exceed your daily and monthly quotas for new application reviews while upholding our high standards for quality.
• Identify potential roadblocks or credit policy alignment issues and work with sales and other operations teams to determine the best approach.
• Work closely with your cross-functional team to meet and exceed weekly and monthly processing and funding goals.
• Contribute to cross-functional projects or assigned initiatives as needed. Examples may include testing new systems, procedures, or credit policies, functioning as a power user, training or mentoring new hires, data and reporting, etc.
• Attend and regularly give feedback in team meetings.