Credit Analyst – Small Business Credit Underwriting Quality Assurance

KeyBank

Credit Analyst managing Key Community Bank’s small business commercial portfolio. Analyzing credit data and ensuring compliance with credit policies and guidelines.

Posted 7/23/2026full-timeAmherst • New York, Ohio • 🇺🇸 United StatesMid-LevelSenior💰 $52,000 - $80,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in portfolio management strategies and commercial credit policies, with a strong focus on maintaining asset quality and data integrity. Proficient in analyzing credit information and driving workflow improvements in a team-oriented environment.

Highest-signal resume keywords

Portfolio Management StrategiesCommercial Credit PoliciesCredit Underwriting MethodologiesData Integrity MaintenanceProcess Improvement Mindset

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Portfolio MonitoringCredit AnalysisAsset Quality ManagementCommercial Credit UnderstandingLoan Systems Knowledge

Soft Skills

Organizational SkillsSelf-StarterTeam CollaborationMultitasking Ability

Tools & Technologies

Microsoft OfficeExcelWordAccessPowerPoint

Industry Keywords

Commercial CreditUnderwritingApproval MethodologiesPortfolio ActivitiesData Quality

About the role

Key responsibilities & impact

Serve as portfolio monitoring managers of Key Community Bank’s Small Business Commercial portfolio.
Responsible for the development and execution of portfolio management strategies to maintain asset quality.
Gather and analyze various pieces of credit information to monitor approvals and declinations decisioned by the underwriting team.
Drive workflow and proactively take necessary actions.
Monitor various queues related to portfolio activities.
Perform critical post approval/booking certification functions to maintain data integrity and quality.

Requirements

What you’ll need

Bachelor’s Degree with a preferred focus on Business course work, or equivalent work experience.
Satisfactory understanding and knowledge of commercial credit policies, procedures, and loan systems (preferred)
Familiarity with, and understanding of, commercial credit underwriting/approval methodologies and their use (preferred)
Ability to work well individually as well as part of a team.
Accomplished self-starter and well-organized in thought and action.
Possess a process improvement mindset.
Strong organizational skills, ability to set priorities in a multitask environment.
Satisfactory knowledge and proficiency in working with personal computers and business software (e.g. Microsoft Office - Word, Excel, Access and PowerPoint).

Benefits

Comp & perks

Health insurance
Professional development opportunities
Flexible work arrangements