Develop and expand a portfolio of commercial auto finance relationships in the dealer community through new client calling and servicing existing client relationships
Serves as trusted advisor to auto dealer clients and prospects functioning as the dealer finance industry expert
Possesses firm understanding of industry-specific commercial lending products, including floorplan, real estate and construction financing, working capital term loans, acquisition financing, and equipment loans and leases
Leads business development efforts for assigned auto dealer prospect base by developing a clear, concise understanding of their business strategy, markets and competition
Develops and implements strategies to retain and grow existing dealer relationships
Partners with all product specialists and Portfolio Managers to cross sell bank products and services
Responsible for completion of all documentation required to assess relationship profitability and document relationship contact activity
Leads and participates in the credit process to insure accurate and thorough underwriting, complete financial analysis, loan structuring and risk management
Maintains strong asset quality, through gathering and periodic review of dealer financial information, including audit reports and monthly dealer financial statements
Supports Portfolio Managers and Underwriters in communicating with Credit and Risk Management, creating and executing risk management strategy, working with legal counsel to complete documents, ensuring obligor compliance, and taking action on non-compliance
Perform other duties as assigned
Requirements
5+ as a Commercial Relationship Manager working with automotive dealers
Demonstrated success in business development and customer retention
Well-developed credit, analytical and financial acumen
Proven track record of building productive interpersonal relationships among all departments and working in a team environment, as well as independently
Strong organizational and time management skills to manage multiple priorities in a fast-paced environment
Proven track record of meeting turn-around times and other service level agreements
Strong sense of urgency and results orientation
Benefits
eligible to earn a base salary in the range of $125,000 to $150,000 annually depending on location and job-related factors such as level of experience
eligibility for short-term incentive compensation
deferred incentive compensation subject to individual and company performance
list of benefits for which this position is eligible (click here)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
commercial lending productsfloorplan financingreal estate financingconstruction financingworking capital term loansacquisition financingequipment loansfinancial analysisloan structuringrisk management
Soft skills
business developmentcustomer retentioninterpersonal relationshipsteam collaborationorganizational skillstime managementresults orientationsense of urgencyanalytical skillscredit acumen