Director of Mortgage Compliance

Key Mortgage Services

Director of Mortgage Compliance overseeing compliance program ensuring adherence to federal and state mortgage lending laws. Leading cross-functional collaboration and mentoring a compliance team in mortgage compliance.

Posted 4/21/2026full-timeSchaumburg • Illinois • 🇺🇸 United StatesLead💰 $100,000 - $135,000 per yearWebsite

About the role

Key responsibilities & impact

Develop, implement, and oversee the company’s mortgage compliance program.
Ensure adherence to all applicable federal and state mortgage lending laws, regulations, and internal policies.
Partner cross-functionally with Legal, Operations, Technology, and Business Development.
Design, implement, and enhance the enterprise mortgage compliance management system (CMS).
Establish policies, procedures, and controls aligned with regulatory requirements.
Present compliance program updates, risk metrics, and remediation plans to executive leadership and the Board of Directors.
Monitor and communicate regulatory changes affecting mortgage activities.
Advise on compliance implications of new products and manage regulatory relationships.
Develop and execute a risk-based compliance testing and monitoring schedule.
Identify and remediate compliance deficiencies and trends.
Develop compliance training programs for staff and promote a proactive compliance culture.
Lead and mentor a team of mortgage compliance professionals.

Requirements

What you’ll need

Bachelor’s degree in Business, Finance, Law, or a related field; or equivalent experience
8+ years of mortgage compliance experience, with at least 3 years in a management or director-level role.
In-depth knowledge of federal mortgage regulations: TRID (TILA-RESPA Integrated Disclosures), RESPA, HMDA, ECOA/Reg B, FCRA, Reg Z, Reg X, Dodd-Frank, and applicable state lending laws.
Demonstrated experience managing regulatory examinations and agency relationships.
Strong analytical, written, and verbal communication skills, including executive-level presentation experience.
Proven ability to lead cross-functional teams and manage competing priorities in a fast-paced environment.
CRCM (Certified Regulatory Compliance Manager) or similar professional certification (Preferred)
Experience at a mortgage bank, credit union, or large depository institution (Preferred)
Familiarity with LOS platforms (Encompass, Empower, Byte) and compliance management systems (Preferred)
Experience with GSE seller/servicer guide requirements and HUD/FHA program compliance (Preferred).

Benefits

Comp & perks

Medical
Dental
401k with match
Paid Time Off
Volunteer Time Off

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

mortgage complianceregulatory compliancerisk-based compliance testingcompliance training developmentmortgage lending lawsTRIDRESPAHMDAECOADodd-Frank

Soft Skills

analytical skillswritten communicationverbal communicationexecutive-level presentationleadershipcross-functional team managementproblem-solvingmentoringorganizational skillsproactive compliance culture

Certifications

CRCM