Quality Control Auditor/Underwriter
MetaSource
Compliance Manager
JMAC Lending
full-time
Posted on:
Origin: • 🇺🇸 United States • California
Visit company websiteSalary
💰 $80,000 - $100,000 per year
Job Level
Mid-LevelSenior
About the role
- Stay current on federal, state, and investor regulatory requirements and upcoming changes impacting the mortgage industry
- Interpret, analyze, and implement new regulations in collaboration with leadership
- Develop, maintain, and review compliance-related policies, procedures, and controls to ensure ongoing adherence to applicable laws and guidelines
- Advise management on risk mitigation strategies and enhancements to systems and processes
- Design, implement, and deliver compliance-related training across the organization
- Communicate regulatory changes effectively to staff and ensure timely adoption of updated policies and practices
- Partner with external counsel to review and refine JMAC’s policies and procedures
- Oversee broker and correspondent compliance, ensuring adherence to investor and agency requirements
- Manage company licensing, including state license approvals, renewals, audits, and regulatory reporting
- Support the vendor management system and ensure proper due diligence on third-party providers
- Oversee JMAC’s Anti-Money Laundering (AML) program, HMDA filings, and MERS audits
- Respond to regulatory inquiries and manage external compliance audits
- Monitor and enforce representations and warranties obligations with investors and agencies
- Review and respond to consumer complaints, loan-level compliance issues, and inquiries from operations and sales teams
Requirements
- 5–10 years of experience in mortgage compliance management, preferably within wholesale or correspondent lending
- Deep understanding of federal and state lending regulations, including RESPA, TILA, ECOA, HMDA, TRID, and AML
- Strong knowledge of agency and investor guidelines
- Excellent verbal and written communication skills with the ability to engage all levels of employees and leadership
- Proven ability to manage multiple priorities in a fast-paced environment while maintaining exceptional attention to detail
- Experience leading compliance audits and interacting with state regulators and investors
- Hands-on experience with compliance management systems and licensing platforms
- Strong analytical and problem-solving skills with a proactive approach to risk management
