Invictus Capital Partners

Business Analyst

• Partner with the Product Owner and business stakeholders to gather, document, and validate business and functional requirements for loan acquisition and origination platform changes and enhancements.
• Translate complex mortgage business processes (loan acquisition, underwriting, origination, closing, and purchase workflows) into clear user stories, process flows, and functional specifications.
• Conduct gap analyses between current-state and desired future-state processes/systems.
• Facilitate requirements workshops and walkthroughs with business and technical stakeholders.
• Support system configuration decisions, data mapping, and business rule definition.
• Assist in developing test plans and acceptance criteria; support or lead User Acceptance Testing (UAT) to confirm enhancements meet business intent.
• Identify downstream impacts of platform changes on operational teams, reporting, and compliance requirements.
• Develop and maintain project plans, schedules, and roadmaps for platform enhancement initiatives, in coordination with the Product Owner.
• Manage project scope, timeline, risks, issues, and dependencies across multiple concurrent initiatives.
• Coordinate across IT, QA, vendors, and business teams to ensure on-time, on-budget delivery of releases.
• Lead or support recurring project status meetings, steering committee updates, and stakeholder communications.
• Track and report on project milestones, budget, and resourcing to leadership.
• Manage change control processes, ensuring changes are properly scoped, approved, and communicated.
• Support release planning and coordination, including go-live readiness and post-implementation review.
• Serve as a subject matter resource on loan acquisition and origination workflows, systems, and industry practices.
• Maintain a working knowledge of applicable mortgage regulatory and compliance requirements (e.g., TRID, RESPA, investor guidelines) as they relate to platform functionality.
• Support the Product Owner in prioritizing and grooming the enhancement backlog.
• Build strong working relationships with platform vendors and internal technical teams to escalate and resolve issues.
• Partner closely with platform System Administrators on system configuration, access/permissions, environment readiness, and technical issue resolution related to enhancement initiatives.

Business Analyst – Project Manager, Loan Acquisition & Origination Platforms

Associate

• Monitor the Lock Desk Inbox, provide professional and timely responses to broker, seller, sales and any other internal or external parties inquiries and pricing questions
• Act as an internal and external resource for any pricing issues.
• Assist with testing and maintenance of System(s) pricing and eligibility functions.
• Assist with the maintenance of Rate Sheet Distribution list
• Ensure that any pricing adjustments from Capital Markets are properly implemented and applied within the systems and/or PPE firms we integrate with for pricing and eligibility.
• Participate in the maintenance of lock desk user manuals for all channels.
• Participate in the creation and maintenance of process documentation.
• Aid in providing Reports as needed.
• Registration of Bulk Trades, and the maintenance of bulk loan trade confirmations
• Ensure that Broker and Seller price negotiations are properly implemented and maintained.
• Complete additional projects & responsibilities as assigned that contribute to the growth & well-being of the company.

Lock Desk Associate

Account Executive

• Foster and maintain strong relationships with existing non-Agency wholesale clients.
• Be a point of contact for client inquiries, concerns, and support.
• Identify and pursue opportunities to expand the client base in the non-Agency wholesale market.
• Proactively engage with potential clients, presenting the benefits of our mortgage products.
• Manage the end-to-end loan application process, collaborating with brokers and internal teams.
• Ensure smooth and efficient transactions, resolving any issues that may arise during the loan process.
• Stay updated on industry regulations, compliance requirements, and changes in the non-Agency mortgage space.
• Ensure adherence to industry compliance standards.
• Maintain state licensing approvals, where needed.
• Effectively communicate with internal teams, including underwriters and loan processors, to streamline processes.
• Collaborate with sales and marketing teams to contribute insights for refining strategies.
• Conduct market analysis to identify trends and opportunities in the non-Agency wholesale sector.
• Actively contribute to the overall success of the company by driving client satisfaction and maximizing business opportunities.
• Stay adaptable to changing market conditions and proactively seek innovative approaches to enhance service delivery.

National Account Executive – Wholesale

Analyst

• Review and analyze real estate appraisal for accuracy, completeness, reasonableness, and credibility.
• Confirm appraisals comply with company policies, industry standards, and regulations.
• Identify discrepancies, inconsistencies, or errors in appraisal reports and work with AMCs to resolve issues.
• Perform quality control on appraisals by reviewing use of comparable properties and valuation methods.
• Verify the appraisal provides an adequate description for property type, condition, location, externalities, and market trends.
• Provide detailed documentation and feedback results of collateral review including potential risk issues, quality of appraisal, and justifications for approval or rejection.
• Collaborate with review manager to resolve any discrepancies or quality issues identified in appraisal reports.
• Complete audits of completed reports for compliance, AMC performance, or Internal procedures.
• Maintain detailed records of all appraisals reviewed to document results and communications.
• Stay current on industry regulations, market trends, and changes to guidelines.

Appraisal Review Analyst

• Develop and maintain relationships with banks, credit unions, and financial institutions within assigned territory.
• Position Verus as a trusted wholesale lending partner for non-Agency and Jumbo loan solutions.
• Build relationships with key stakeholders including retail lending leaders, mortgage departments, loan officers, and secondary marketing contacts.
• Navigate institutional onboarding, approval, and partnership processes as needed.
• Identify and pursue opportunities to establish new institutional referral and wholesale origination relationships.
• Proactively source new business opportunities through networking, market analysis, industry events, and direct outreach.
• Develop and maintain a strong pipeline of prospective institutional partners.
• Drive production growth and market penetration within assigned territory.
• Educate institutional partners on Verus’ products, underwriting philosophy, and dedicated support resources available to assist throughout the loan process
• Collaborate closely with underwriting, operations, account management, and internal sales teams to ensure smooth loan execution.
• Represent Verus at industry conferences, trade associations, and networking events.

Strategic Accounts Executive – Banks & Credit Unions

Manager

• Act as a primary point of contact with servicers and external counsel.
• Work in partnership with servicers to develop tools and processes that achieve desired outcomes.
• Lead monthly servicer portfolio review meetings and ensure effective communication.
• Develop and implement performance metrics, dashboards, and reporting to guide decision-making.
• Ensure timely and compliant servicer actions; proactively address delays and inefficiencies.
• Review and redesign processes internally and with the servicer to address root causes and improve consistency
• Identify risks in legal or servicing processes and implement long-term solutions
• Build scalable frameworks for repeatable, efficient asset management execution.

Asset Manager

Underwriter

• Act as the primary contact of the conditions submission and clearing process / review, and as the liaison and coordinator between the TPO client and Underwriting.
• Proactively managing all condition related follow-up to ensure they are collected from the TPO client and submitted to underwriting.
• Communicate effectively with TPO clients and team members to resolve issues or address questions related to loan documentation / conditions.
• Provide underwriting guidelines and condition subject matter expertise to the TPO client.
• Meet service level agreements (SLAs) for collection and submission of loan conditions.
• Manage file organization, upload documents to systems, and maintain accurate records.