Manage Non-Agency loan pipeline across origination channels, investors, and third-party review firms to meet SLAs and performance targets
Review and resolve complex underwriting, compliance, and disclosure conditions
Coordinate loan scenarios and exceptions with internal and external stakeholders
Develop and maintain delivery systems, tools, and procedures to support investor requirements
Ensure adherence to investor, PHH, and regulatory guidelines; identify and resolve discrepancies through cross-functional collaboration
Partner with Sales, Underwriting, Capital Markets, Compliance, Legal, Risk, and Training teams to support delivery and execution
Stay current on Non-Agency and Agency guidelines and regulatory changes
Lead team operations including capacity planning, performance management, and resource allocation
Monitor and report on compliance, quality, productivity, and production metrics
Drive process improvements to reduce risk, enhance efficiency, and improve client experience
Collaborate with Risk and Capital Markets on product development and quality trend analysis
Foster employee engagement and development through coaching, training, and mentoring
Requirements
Four year degree from an accredited university preferred
Preferably with a concentration in business, accounting, finance, or banking/equivalent education or applicable years of experience in the Correspondent Lending Non-Delegated channel
Minimum of 10 years mortgage related experience including leadership positions
Demonstrated success and experience in Non Agency lending including credit underwriting knowledge, transaction skills supporting whole loan sale and securitizations, condition management with third party diligence firms and custodians
Possess and demonstrate a broad, fundamental understanding of Correspondent Lending including Underwriting and Operations
Proven ability to lead and develop team members in line with regulatory and internal standards
Extensive understanding of compliance, processing, underwriting and closing procedures
Proficient in Microsoft Office (Word, Excel, Powerpoint, Visio and Outlook)
Previous experience with Encompass preferred
Excellent verbal and written communicator, able to influence at all levels within the organization seamlessly
Must pass the Company’s Background Screening process prior to beginning employment