Claims Consultant – Property Casualty, Auto Liability
Intact Insurance Specialty Solutions
full-time
Posted on:
Location Type: Hybrid
Location: Plymouth • Colorado, Minnesota • 🇺🇸 United States
Visit company websiteSalary
💰 $119,000 - $157,000 per year
Job Level
Mid-LevelSenior
About the role
- Handling and resolving complex, highly specialized claims through investigation, evaluation and disposition
- Makes appropriate recommendations to management on coverage and settlement of claims
- Reviews and processes highly complex large loss claims or specialized claims that generally settle over $200,000 often involving litigation
- Supports business partner through communication and education about specific claims
- Makes timely and appropriate contacts and completes appropriate level of investigation to make determination of coverage, liability and damages for very complex and specialized claims
- Determines coverage, drafts coverage correspondence, responds to coverage questions raised by insureds and others
- Determines exposure, establishes adequate reserves and makes timely adjustments as required
- Selects, assigns and directs activities of internal and external resources as required; including independent adjusters, appraisers and attorneys
- Identifies questionable claims and consults with SIU for further direction as appropriate
- Determines settlement value of the loss and negotiates proper settlement of claims within authority
- Documents clearly and concisely all relevant activity on assigned files and makes recommendations for additional activity as appropriate
- Communicates as needed with underwriting business partners regarding claims trends and legal climate
- Provides expertise and insight as requested relative to needed coverage changes or enhancements
- Maintains a strong professional knowledge of regulatory and legal environments and applies this information effectively
- Will coach or train less experienced claim representatives
- Develops and leads technical training and provides guidance to other departments within the organization, as needed
Requirements
- Bachelor’s or equivalent degree required
- JD preferred
- 5+ years experience in handling complex auto and GL claims involving fatalities and serious injuries to include multiple surgeries, fusions, spinal cord stimulators, paraplegia, quadriplegia, etc.
- 5+ years experience handling litigated claims
- Familiarity with the litigation process and the ability to direct defense counsel
- Experienced negotiator with comfort in direct negotiations with plaintiff attorneys.
Benefits
- Comprehensive medical, dental and vision insurance with no waiting period
- Competitive paid time off programs
- 401(k) savings and annual contributions of up to 12% of annual salary
- Mental health support programs, life and disability insurance, paid parental leave and a variety of additional voluntary benefits.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
claims investigationclaims evaluationclaims dispositioncoverage determinationliability assessmentdamage assessmentsettlement negotiationreserve establishmentlitigated claims handlingtechnical training development
Soft skills
communicationcoachingleadershipnegotiationproblem-solvinganalytical thinkingcollaborationdecision-makingadaptabilityattention to detail
Certifications
Bachelor's degreeJD (Juris Doctor)