Vice President of Credit

IFF

Vice President of Credit at IFF providing leadership and structuring for credit review and governance. Collaborating with teams and stakeholders to navigate complexities in transactions.

Posted 5/15/2026full-timeIllinois, Missouri, Montana, Ohio • 🇺🇸 United StatesLead💰 $175,000 - $227,000 per yearWebsite

About the role

Key responsibilities & impact

Lead the internal credit committee, facilitating balanced, timely, and well-informed discussions.
Primarily responsible for structuring the credit review of $1B of originations over the next five years.
Own and maintain credit policy to ensure alignment with organizational strategy, risk appetite, and Board-level approvals.
Develop and refine Credit Memo templates, Underwriting standards and guidance, Evaluation and approval processes.
Ensure consistency, clarity, and discipline across credit practices.
Identify opportunities to improve efficiency and transparency in credit workflows.
Serve as a decider within the RAPID framework for credit decisions.
Engage directly in complex, nuanced, or non-standard deals to support structuring and risk assessment.
Provide guidance to help teams navigate challenges and efficiently move viable deals forward.
Build and maintain relationships with borrowers, partners, and key stakeholders.

Requirements

What you’ll need

Bachelor’s Degree required, preferably in business, accounting or finance.
Significant experience (10+ years) in credit, lending, or structured finance.
Direct originations experience or a strong demonstrated orientation toward structuring deals and “getting to yes”.
Strong client orientation with a relationship-driven approach.
Experience working through complex, ambiguous, or non-standard transactions.
Ability to perform financial statement analysis including spreading financial statements and assessing cash flow metrics preferred.
Successful track record of direct and indirect management and coaching.
Regular travel throughout the Midwest region; occasional early start or extended hours and evening or weekend work.

Benefits

Comp & perks

Medical, dental, and vision insurance
Paid time off
401(k) retirement plan with employer contribution
Life Insurance
Short and long term disability
Work-Life Balance Benefits: Hybrid workplace, Summer Fridays
Employee Development Benefits: Professional development stipend, Mentorship program
Miscellaneous: Wellness programs, Employee assistance, Referral Bonuses

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Hard Skills & Tools

credit reviewcredit policyCredit Memo templatesUnderwriting standardsfinancial statement analysiscash flow metricsstructured financedeal structuringrisk assessmentcredit practices

Soft Skills

leadershiprelationship buildingclient orientationproblem solvingcommunicationcoachingdecision makingefficiency improvementtransparency enhancementteam guidance

Certifications

Bachelor’s Degree