Senior Credit Executive

iFAST Global Bank Limited

Senior Credit Executive managing credit risk and product development at iFAST Global Bank. Conducting onboarding, assessments, and collaborating with multiple banking departments.

Posted 7/23/2026full-timeLondon • 🇬🇧 United KingdomSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit risk management and analysis, with a strong focus on product performance monitoring and customer feedback analysis. Proficient in collaborating with cross-functional teams to enhance product methodologies and ensure compliance with consumer duty standards.

Highest-signal resume keywords

Credit Risk ManagementCredit AnalysisAnalytical SkillsMS Office ProficiencyProblem-Solving Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit Risk AssessmentCredit Limit RecommendationData AnalysisProduct Performance MonitoringUser Acceptance Testing

Soft Skills

Attention to DetailFocus and DisciplineAdaptabilityTeam CollaborationStrong Work Ethics

Tools & Technologies

MS OfficeAI Tools

Industry Keywords

Lending BusinessConsumer DutyRisk ManagementProduct DevelopmentCustomer Feedback Analysis

About the role

Key responsibilities & impact

Conduct onboarding and credit assessment of corporate customers. Recommend credit limits for approval.
Act as the first line of defence in managing credit risk in lending business. Review, challenge and recommend for approval credit limit allocation requests.
Work closely with Risk to support robust credit risk monitoring and reporting.
Monitor product and customer performance through existing reports. Collaborate with Bank and Group stakeholders in managing risks.
Work closely with Lending team colleagues to prepare new product introductions, conduct Consumer Duty and Risk assessments.
Be a member of Project Working Group for relevant lending products. Support the Division Head in identifying and formulating user requirements.
Liaise with Project manager and relevant departments to ensure timely progress on product development and implementation schedule.
Participate in user acceptance testing and follow up on required remediation and enhancement actions.
Contribute to identifying reporting enhancements and development analytics in cooperation with internal IT department and Group IT colleagues.
Monitor product performance from consumer duty perspective. Provide updates for the CD Management pack.
Collate and analyse customer feedback, propose solutions and enhancements.
Actively contribute to improvement of existing and creation of new product methodologies, policies and procedures.
Be an active member of the team, operating in a fast-moving, customer-centric and risk-aware culture in the Bank.

Requirements

What you’ll need

Good understanding credit risk. Min 2 years of credit analysis and credit risk management experience.
Proven analytical, research and problem-solving skills. High attention to detail.
Ability to maintain focus and discipline under minimum supervision.
Comfortable operating in a hectic and complex environment, ready to step out of comfort zone.
Bachelor’s or Master’s degree preferably in business, finance, accounting.
Advanced knowledge of MS Office. Familiarity with AI tools and ability to productively use them.
Strong work ethics.

Benefits

Comp & perks

Competitive salary depending on experience
25 days annual leave entitlement plus 8 bank holidays
Pension scheme, 4% employer contribution
Private Medical Insurance
60-40 Hybrid working after successful probation period
Training and development
Free gym access in the building