Credit Analyst

Iceberg Finance

Credit Analyst evaluating automotive credit applications and managing dealer communications in a dynamic fintech setting. Collaborating with automated systems to ensure high-quality decision-making.

Posted 7/22/2026full-timeQuébec • 🇨🇦 CanadaMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in analyzing automotive credit files and making informed decisions under pressure, while effectively managing high volumes of calls and maintaining accuracy. Proficient in risk assessment and fraud detection, with strong communication skills in both French and English.

Highest-signal resume keywords

Automotive Credit AnalysisFraud DetectionRisk Policy ApplicationMicrosoft 365 ProficiencyBilingual Communication

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Credit File AnalysisLoan-to-Value AssessmentDecision DocumentationDeal Structure RecommendationAnalytical Judgment

Soft Skills

Attention to DetailQuick Decision-MakingCommunication Skills

Tools & Technologies

Microsoft OutlookMicrosoft TeamsMicrosoft WordMicrosoft Excel

Industry Keywords

Automotive SectorConsumer CreditF&I ManagementApproval ThresholdsQuality Audits

Tech Stack

Tools & technologies

Flux

About the role

Key responsibilities & impact

Analyze a high volume of automotive credit files and make fast, well-informed decisions within tight timeframes
Assess vehicle collateral: market value, Loan-to-Value (LTV), mileage, year, wear and accident history
Detect signs of fraud: document inconsistencies, forged pay stubs, contract manipulation, straw borrowers
Apply risk policies: approval thresholds, pricing matrices, maximum advance amounts, down payments and guarantees
Manage a high volume of phone calls with dealer partners (F&I) to clarify files, resolve issues in real time, and accelerate the approval cycle
Recommend appropriate deal structures: term, down payment, co-borrower, and ancillary products
Document decisions (notes, rationale, supporting documents) and participate in post-funding reviews and quality audits
Work in synergy with automated tools and the platform’s intelligent workflows to optimize decision-making

Requirements

What you’ll need

Some experience in consumer credit — experience in the automotive sector is a significant asset
Excellent command of French, both spoken and written
Proven ability to manage a high volume of files and calls while maintaining accuracy and attention to detail
Comfortable making quick decisions under pressure, with strong analytical judgment
Proficient with Microsoft 365 (Outlook, Teams, Word, Excel)
Strong communication skills — English is an asset

Benefits

Comp & perks

Comprehensive group insurance plan from day one (health and dental)
Employer contribution to RRSP
3 weeks of vacation and more
On-site gym and free parking
Stimulating, technology-driven, rapidly growing fintech environment