Homeowners Property Claims Specialist

IAT Insurance Group

Homeowner’s Claims Specialist for IAT Insurance Group managing property claims from a hybrid location in the U.S. Analyzing claims, coordinating with stakeholders, and ensuring proper coverage analysis.

Posted 6/26/2026full-timeVirginia Beach • Arizona, North Carolina, Texas, Virginia • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Handles claims, moderate to severe in scope, relative to homeowner’s property based on Claim Guidelines.
Perform CAT duty as needed that will require occasionally working weekend hours, overnight hours, holiday hours (Federal and religious), etc.
Follows standard practices and procedures in analyzing situations or data where answers can be readily obtained.
Verifies/analyzes applicable coverage for the reported loss.
Establishes 24-hour contact and maintain appropriate contact with all involved stakeholders throughout the life of the claim file.
Investigates each claim by gathering information, conducting interviews, taking statements, conducting website research as needed, reviewing and analyzing reports and related bills.
Identifies and addresses subrogation/contribution/SIU opportunities.
Sets accurate/timely loss/expense reserves in compliance with Claim Guidelines.
Evaluates, negotiates, and authorizes settlements with all stakeholders within designated authority.
Selects, directs and manages Vendors/Counsel including approval of defense budgets.
Negotiates directly with claimants and claimant attorneys upon receipt of critical information.
Drafts correspondence, including but not limited to, coverage letters to stakeholders as required.
Maintains resident/nonresident adjuster licenses as required.
Works on problems of limited scope.
Follows standard practices and procedures in analyzing situations or data from which answers can be readily obtained.
Perform other duties as needed

Requirements

What you’ll need

HS degree/GED with 5+ years of relevant claims experience
Must be able to understand fire loss.
Must be able to identify and investigate subrogation potential of a claims.
Must have the ability to draft appropriate and professional correspondence.
Must have good estimating skills and be proficient with Xactimate.
Must have or be able to obtain licensure as required by respective state(s).
Excellent oral and written communication skills.
Ability to analyze data, utilize sound judgment to draw conclusion and make supported decisions.
Knowledge of various property insurance coverages and forms.
To qualify, applicants must be authorized to work in the United States and must not require VISA sponsorship, now or in the future, for employment purposes.

Benefits

Comp & perks

26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid Days Off
7% 401(k) Company Match and additional Profit Sharing
Hybrid work environment
Numerous training and development opportunities to assist you in furthering your career
Healthcare and Wellness Programs
Opportunity to earn performance-based bonuses
College Loan Assistance Support Plan
Educational Assistance Program
Mentorship Program
Dress for Your Day Policy

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

claims handlingsubrogation investigationloss reserve settingsettlement negotiationdata analysisestimating skillsXactimatecoverage analysisvendor managementcorrespondence drafting

Soft Skills

communication skillsjudgmentdecision makinginterpersonal skillsorganizational skills

Certifications

adjuster license