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Senior Commercial Portfolio Manager
Huntington National BankCommercial Portfolio Manager-Senior managing a moderately complex portfolio of commercial loans and providing support to relationship teams at Huntington Bank. Requires strong credit analysis and customer relationship skills.
About the role
Key responsibilities & impact- Working with minimal supervision, manage assigned portfolio(s) and provide support to Commercial group leader(s), Regional Credit Officer, and Relationship Manager team (RM’s).
- Manage moderately complex loan portfolio.
- Service, deepen, and retain assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities.
- Optimize customer relationships working directly with Relationship Managers to grow fees, deposits, and portfolio revenue.
- Own primary responsibility for the credit quality and monitoring of Commercial portfolio risks.
- Responsible for risk rating new credits and ongoing updating of risk grades in assigned portfolio.
- Responsible for underwriting quality, portfolio administration, and ongoing credit quality of assigned portfolio.
- Effectively present proposed credit actions in written analysis document and verbally to Senior Loan Committee as necessary.
- Conduct portfolio reviews with senior management and analyze existing portfolio to identify trends and opportunities.
- Mentor Credit Analysts and junior Portfolio Managers to develop required competencies and experience.
- Perform all other duties assigned.
Requirements
What you’ll need- Four-year college degree in Finance/Accounting/Economics or equivalent work experience
- 4-7 years of relevant commercial/middle market credit analysis experience or underwriting experience with deals with large exposures and complex loans.
- Understanding and utilization of credit skills for credit decision making, monitoring, and managing of a credit through repayment.
- Strong analytical ability and an understanding of the analysis of commercial financials.
- Thorough knowledge of the state and federal laws and compliance regulations for commercial loans.
- Ability to work under critical time constraints.
- Strong time management and organizational skills and the ability to perform highly detailed and accurate work on multiple, concurrent tasks.
- A high level of verbal and written communication skills to effectively convey credit worthiness and recommendations.
- Thorough knowledge of various software programs including Word and Excel, and the ability to quickly learn additional systems/software.
- Strong customer service orientation
- MBA in Finance or Accounting
- Formal credit training
Benefits
Comp & perks- health insurance coverage
- wellness program
- life and disability insurance
- retirement savings plan
- paid leave programs
- paid holidays
- paid time off (PTO)
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisunderwritingrisk ratingportfolio administrationfinancial analysiscredit decision makingcredit monitoringcommercial loanscredit qualityportfolio management
Soft Skills
analytical abilitytime managementorganizational skillscommunication skillscustomer service orientationmentoringdetail-orientedability to work under pressureproblem-solvinginterpersonal skills
Certifications
MBA in FinanceMBA in Accountingformal credit training