Senior Commercial Portfolio Manager – Equipment Finance

Huntington National Bank

Equipment Finance Portfolio Manager managing credit decisions and underwriting quality for Huntington. Conducting research and preparing credit documentation while collaborating with sales executives and credit officers.

Posted 5/21/2026full-timeBloomfield Hills • Illinois, Iowa, Missouri, Ohio • 🇺🇸 United StatesSenior💰 $70,000 - $154,000 per yearWebsite

About the role

Key responsibilities & impact

The Equipment Finance Portfolio Manager Sr analyzes, assesses, and documents the critical components of a credit decision.
This role conducts industry and company research, prepares accurate and timely credit approval documentation, and participates in and/or decisions credit approval presentations.
The Equipment Finance Portfolio Manager proactively evaluates credit decisions and opportunities to mitigate associated business risks relying on established Huntington policies, procedures and legal and regulatory requirements.
In addition, this position owns primary responsibility for underwriting quality and works closely with Equipment Finance Sales Executives and Regional Credit Officers.
Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader, Equipment Finance Sales Executives, and Regional Credit Officer.
Utilizes Huntington National Bank’s (HNB) financial spreading software to analyze year end and interim financial statements.
Utilizes the Bank's risk rating model.
Prepares credit approval document.
Accurately and appropriately analyzes financial statements, calculates cash flow coverage, leverage, and other relevant financial ratios; discusses deal-specific cash flow modifications and determines for reasonableness.
Presents underwriting document incorporating financial, business, industry and risk analysis in a concise effective manner.
Manages delinquencies, collateral exceptions, portfolio reviews, specialized reporting, annual reviews, criticized loans, etc.
Performs other duties as assigned.

Requirements

What you’ll need

Bachelor's Degree
5+ years of experience in portfolio or relationship management in commercial banking and/or equipment finance
Has successfully held similar role with a Bank-owned equipment finance organization or like experience
Demonstrated success structuring, underwriting and decisioning commercial credit
Sharp analytical and decision-making skills
Proficiency using Microsoft Word and Excel
Strong organizational, verbal and written communication skills
Strong interpersonal skills and solid written/verbal communication
Strong attention to detail
Proficiency with Moody’s spreading software
Ability to prioritize workflow and multi-task in a fast-paced environment
CLFP designation

Benefits

Comp & perks

health insurance coverage
wellness program
life and disability insurance
retirement savings plan
paid leave programs
paid holidays
paid time off (PTO)

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisunderwritingfinancial statement analysiscash flow analysisrisk assessmentportfolio managementcredit approval documentationfinancial ratios calculationdecision-makingstructuring commercial credit

Soft Skills

analytical skillsorganizational skillsverbal communicationwritten communicationinterpersonal skillsattention to detailworkflow prioritizationmulti-taskingpresentation skillsproblem-solving

Certifications

Bachelor's DegreeCLFP designation