Salary
💰 $57,000 - $124,000 per year
About the role
- The Commercial Portfolio Manager – Huntington Technology Finance (HTF) actively monitors an assigned portfolio and analyzes credit for large, complex customer relationships and circumstances.
Includes management of portfolio risk and adherence to all regulatory and compliance guidelines.
Early identification of emerging credit problems and industry trends.
Owns primary responsibility for the credit and monitoring of Commercial portfolio.
Responsible for portfolio administration and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer.
Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients.
Accountable for risk evaluation and associated regulatory compliance requirements.
Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks.
Manages delinquencies, collateral exceptions, portfolio reviews, specialized reporting, criticized loans, etc.
Accountable for and manages assigned portfolio by monitoring performance and trends, identifying issues, and following through for remediation.
Responsible for financial statement spreading, risk rating integrity, periodic reviews, annual reviews, compliance, and regulatory review.
Responsible for maintaining an extensive level of knowledge of market trends and business drivers.
Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization.
Performs other duties as assigned.
Requirements
- Bachelor's Degree
5+ years of experience in commercial portfolio or relationship management
Experience with Moody's spreading software or similar spreading software
Has successfully held a similar role with an equipment finance organization or like experience.
Experience conducting cash flow analysis for large, complex publicly traded companies.
CLFP designation.
Ability to prioritize workflow and multi-task in a fast-paced environment.
Strong interpersonal skills and solid written/verbal communication.