Property Broker

Howden, A Chart Industries Company

Property Broker developing and placing commercial property insurance programs. Collaborating with clients, carriers, and internal teams to negotiate terms and ensure placements meet client needs.

Posted 7/9/2026full-timeMiami • Florida, Illinois, New York, Pennsylvania • 🇺🇸 United StatesMid-LevelSenior💰 $75,000 - $140,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in commercial property insurance, including underwriting requirements, coverage concepts, and market trends. Proficient in managing client relationships, negotiating terms, and utilizing agency management systems effectively.

Highest-signal resume keywords

Active Property & Casualty Insurance LicenseCommercial Property Insurance ExperienceNegotiation SkillsProficiency with Microsoft OfficeExperience with CAT-Exposed Property Risks

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Underwriting RequirementsCoverage AnalysisMarketing SubmissionsPolicy ReviewsRenewal StrategiesExposure SchedulesValuation DataQuotations ComparisonClaims AdvocacyProgram Structure Negotiation

Soft Skills

Excellent Organizational SkillsStrong Communication SkillsAbility to Manage Multiple Deadlines

Tools & Technologies

EPICAgency Management Systems

Certifications & Qualifications

CICARMCRMCPCU

Industry Keywords

Commercial Property InsuranceRetail BrokerWholesale BrokerMGALondon Property MarketBermuda Property MarketLayered Property ProgramsShared Property ProgramsMiddle-Market AccountsCAT Activity

About the role

Key responsibilities & impact

Develop and maintain relationships with insurance carriers, wholesalers, and specialty markets.
Understand carrier appetites, underwriting requirements, and changing market conditions.
Communicate regularly with underwriters to obtain terms, negotiate coverage, and secure competitive pricing.
Assist in the development and execution of client renewal and placement strategies.
Prepare marketing submissions and underwriting presentations.
Review exposure schedules, valuation data, loss runs, and other underwriting information for accuracy.
Obtain and compare quotations from multiple carriers.
Analyze coverage terms, conditions, exclusions, and limitations.
Negotiate pricing, coverage enhancements, and program structure on behalf of clients.
Partner with Account Executives and Producers throughout the renewal process.
Participate in client meetings and renewal presentations.
Assist with policy reviews and coverage comparisons.
Help address client questions regarding coverage and policy language.
Support claims advocacy efforts when necessary.
Review binders, policies, endorsements, and carrier documentation for accuracy.
Track renewal timelines and carrier deliverables.
Maintain detailed records within EPIC and other agency management systems.
Stay informed regarding property market trends, CAT activity, valuation issues, and emerging coverage developments.

Requirements

What you’ll need

Active Property & Casualty insurance license
3-7 years of commercial property insurance experience
Experience working for a retail broker, wholesale broker, carrier, MGA, or similar insurance organization
Strong understanding of commercial property insurance coverage concepts
Excellent organizational and communication skills
Ability to manage multiple renewals and deadlines simultaneously
Proficiency with Microsoft Office and agency management systems
Preferred Experience with middle-market or large commercial accounts
Exposure to layered and shared property programs
Familiarity with London, Bermuda, and domestic property markets
Professional designations such as CIC, ARM, CRM, or CPCU
Experience working with CAT-exposed property risks

Benefits

Comp & perks

Medical, dental, and vision coverage
Health Savings Accounts and Flexible Spending Accounts
401(k) retirement savings plan
Flexible Paid Time Off
Paid parental leave
Life and disability insurance
Employee assistance programs
Professional development and licensing support