Play a critical part in ensuring financial strength, optimizing capital allocation, and evaluating strategic growth opportunities.
Partner closely with actuarial, finance, investments, and executive leadership to drive data-informed decisions that balance risk, return, and regulatory requirements.
Influence the company’s financial resilience and growth strategy directly by ensuring appropriate risk-taking, efficient capital deployment, and disciplined evaluation of strategic opportunities.
Play a key role in maintaining strong regulatory standing and supporting rating agency relationships.
Support the design, enhancement, and execution of the company’s ERM framework in alignment with NAIC and ORSA requirements.
Identify, assess, and monitor key risks including underwriting, market, credit, liquidity, and operational risks.
Lead risk assessments, scenario analysis, and stress testing (e.g., interest rate shocks, catastrophe events, lapse risk).
Prepare risk reports and dashboards for senior management and the Board.
Collaborate with business units to develop and track risk mitigation strategies.
Evaluate strategic initiatives including M&A, reinsurance transactions, distribution partnerships, and new product/market entry.
Build and review financial models for acquisitions, divestitures, and strategic investments.
Perform valuation analyses (DCF, comparable companies, embedded value where applicable).
Conduct industry and competitor analysis across life, annuity, and/or P&C markets.
Support due diligence and integration planning for transactions.
Develop and maintain capital models across regulatory and economic frameworks (e.g., RBC, economic capital, rating agency models such as AM Best/S&P).

Requirements

Bachelor’s degree in Actuarial Science, Finance, Economics, Mathematics, or related field.
5–10+ years of experience in insurance risk management, actuarial, corporate finance, investment banking, or strategy.
Strong understanding of insurance fundamentals (reserving, pricing, reinsurance, ALM).
Experience with capital frameworks such as RBC and/or economic capital models.
Progress toward or attainment of FSA/ASA, CFA, or MBA strongly preferred.
Advanced Excel skills; experience with modeling tools (e.g., Python, R, VBA, Prophet, AXIS, or similar) is a plus.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

financial modelingvaluation analysisrisk assessmentscenario analysisstress testingcapital modelinginsurance fundamentalsdata analysisrisk mitigation strategiesM&A evaluation

Soft Skills

collaborationinfluencecommunicationstrategic thinkingleadershipanalytical thinkingproblem-solvingdecision-makingorganizational skillspresentation skills

Certifications

FSAASACFAMBA