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About the role
Key responsibilities & impact- Develop deal structures that balance valuation, risk, market conditions, property conditions, and conversion potential.
- Provide expert guidance to sales, transaction teams, and General Managers to address underwriting questions and ensure all deals result in a positive and profitable outcome for both customers and Homeward.
- Use creative problem-solving and sound judgment within buy-box guidelines to resolve challenges and mitigate risks effectively.
- Evaluate property values based on condition, repairs, and market trends to ensure accurate pricing aligned with financing standards.
- Utilize market insights, economic data, and product lifecycle knowledge to drive pricing strategies and profitability.
- Analyze inspection reports to identify necessary structural, mechanical, or cosmetic repairs and renovations.
- Determine repair solutions that balance risk mitigation with customer retention, including negotiating repairs versus credits.
- Approve repair photos and receipts, ensuring compliance with contract terms and standards.
- Partner with finance, sales, customer service, and operations teams to streamline processes and close deals effectively.
- Mentor team members on valuation methods, repair standards, and best practices to improve overall performance.
- Meet Service Level Agreements (SLAs) for property assessments, repairs, and customer service tasks.
- Stay updated on industry trends and regulations to ensure compliance and proactively manage risks.
- Assist with pre-inspection valuations and provide weekend availability as needed to maintain smooth operations.
Requirements
What you’ll need- Bachelor's degree in Business, Finance, Real Estate, or a related field; an advanced degree is preferred.
- 3+ years of combined experience in residential property underwriting, valuations, inspection reviews, or related fields, with proven expertise in assessing property risks, values, and market trends within the real estate industry.
- Skilled in reviewing diverse inspection reports, including residential, electrical, plumbing, well, septic, WDI, roof inspections, and more.
- Familiarity with conventional lending standards and multiple types of repairs, along with the ability to estimate repair costs when exact quotes are unavailable.
- Strong understanding of unit economics and product lifecycle processes.
- Excellent ability to analyze data, translate insights into actionable strategies, and balance business growth with risk mitigation.
- Exceptional written and verbal communication skills, enabling effective interaction with stakeholders and cross-functional teams.
- Proficient in time management and organization, ensuring efficient task handling and adherence to deadlines.
- Self-starter with a passion for the real estate industry, demonstrating self-motivation, initiative, and the ability to achieve goals autonomously.
- Entrepreneurial spirit, solution-oriented mindset, and comfort operating in ambiguous and rapidly changing environments without predefined solutions.
- Strong judgment and decision-making skills to balance risk mitigation and business opportunities effectively.
Benefits
Comp & perks- Compensation: $86,500 base + variable earnings
- Remote-first environment (our Headquarters are in Austin, TX)
- Exciting stock option grant for every full-time employee
- 401(k) employer contribution match
- Health and wellness benefits, including medical, dental, vision, and life insurance
- Twenty days of vacation, five sick days, twelve company holidays, and two floating holidays each year
- Generous paid parental leave of up to 14 weeks
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
property underwritingvaluationsinspection reviewsrepair cost estimationdata analysispricing strategiesrisk mitigationmarket analysisunit economicsproduct lifecycle knowledge
Soft Skills
creative problem-solvingsound judgmentmentoringcommunicationtime managementorganizationself-motivationinitiativedecision-makingentrepreneurial spirit
Certifications
Bachelor's degreeadvanced degree (preferred)
