Senior Loan Packaging & Closing Specialist

HomeTrust Bank

Senior Loan Packaging & Closing Specialist responsible for SBA and USDA loan processing. Collaborating with internal teams to ensure compliance and manage client relationships.

Posted 7/14/2026full-timeRemote • Florida, South Carolina • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in SBA loan processing, including packaging and closing, while ensuring compliance with bank and SBA policies. Proficient in managing client relationships and maintaining organized documentation throughout the loan lifecycle.

Highest-signal resume keywords

SBA Loan ProcessingE-Tran ExperienceLoan Documentation ManagementClient Relationship ManagementRegulatory Compliance

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Loan ProcessingSBA PackagingTitle Work ReviewInsurance Policy ReviewSBA Forms ManagementSBA Borrower ChecklistCommercial Loan Pipeline ManagementOperational EfficiencyDocument OrganizationDeadline Management

Soft Skills

Communication SkillsProblem-Solving SkillsConflict ResolutionOrganizational SkillsTeam Collaboration

Tools & Technologies

SharePointShareFileMicrosoft Office

Industry Keywords

SBA ProgramsUSDA PoliciesStandard Operating ProceduresLoan AuthorizationsETRAN Terms and Conditions

About the role

Key responsibilities & impact

This position is responsible for the loan processing (packaging and closing) of all SBA and USDA loans.
Work closely with the SBA Lending Team, attorneys, third-party vendors, and other internal departments to process, close, and manage the SBA relationships with the highest degree of SBA loan program compliance.
Provide administrative support relative to SBA loan origination and closing process and spearhead communication with clients, borrowers, brokers, government entities, and other third parties exercising discretion and judgment.
Manage the Commercial Loan Pipeline (CLP) record after the initial entry by the Relationship Manager, and monitor and update status through each phase of process.
Assist in the collection and review of required application and financial documents to establish the SBA Borrower Checklist.
Responsible for maintaining the SBA Client File in accordance with the Bank's file folder structure and ensuring documentation is saved to the appropriate subfolders using the Bank's established naming conventions.
Draft, review, and manage the SBA Borrower Checklist, SBA Forms including Forms 1919 and 159, Loan Authorizations, ETRAN Terms and Conditions, and Loan Commitment Letters.
Ensure loans are closed in compliance with the Bank's and SBA's policies and procedures.

Requirements

What you’ll need

High school diploma or equivalent required.
5+ years of loan processing experience, with 2+ years of experience in SBA packaging/closing.
Experience in reviewing title work/title insurance.
Experience in reviewing property, liability, and flood insurance policies.
Experience with SBA programs, E-Tran, processing requirements, and the Standard Operating Procedure as it pertains to job functions.
Experience managing client relationships and processes.
Communicatively strong in conversational interactions and conflict resolution.
Proficient with SharePoint and ShareFile.
Above average communications skills with emphasis on listening and problem-solving skills.
Demonstrated ability to handle multiple tasks simultaneously and exceptional organization skills.
Ability to understand and use bank policies and procedures to ensure operational efficiency and regulatory compliance in conjunction with the SBA’s Standard Operating Procedures and USDA’s Policies and Procedures.
Ability to prioritize duties and work independently.
Self-motivated with excellent attention to detail.
Ability to meet designated deadlines while remaining flexible to changing assignments.
Must be able to work in a team environment and contribute to building a positive team atmosphere.
Proficient in Microsoft Office products.

Benefits

Comp & perks

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Health insurance
401(k) matching
Paid time off
Flexible work hours
Professional development opportunities