BSA/AML Officer

HFD

BSA/AML Officer managing compliance and risk assessment at HFD, ensuring adherence to regulations and preventing financial crimes.

Posted 7/17/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $110,000 - $160,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in BSA/AML compliance program development, implementation, and maintenance, with a strong focus on regulatory alignment and risk assessment. Proficient in managing customer identification processes and delivering compliance training to ensure organizational adherence to legal obligations.

Highest-signal resume keywords

BSA/AML Compliance Program DevelopmentCAMS CertificationRisk AssessmentCustomer Identification Program ManagementRegulatory Reporting

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

BSA/AML ComplianceRisk AssessmentCustomer Due DiligenceQuestionable Activity ReportsPayments Systems KnowledgeFraud DetectionRegulatory ComplianceInternal ControlsAudit CoordinationPolicy Development

Soft Skills

Strong Communication SkillsAttention to DetailTeam PlayerAbility to MultitaskDiscretion

Certifications & Qualifications

CAMS Certification

Industry Keywords

BSAAMLOFACFinancial InstitutionRegulatory RequirementsCustomer Identification ProgramFraudulent ActivitiesSuspicious Activities MonitoringCompliance TrainingAudit Responses

About the role

Key responsibilities & impact

Develop, implement, and maintain HFD's written BSA/AML compliance program, policies, procedures, and internal controls.
Conduct periodic reviews and updates to align with current regulatory requirements.
Oversee the monitoring of customer transactions for unusual or suspicious activities.
Ensure the timely and accurate completion and reporting of all Questionable Activity Reports (QARs) including oversight of the QAR Committee, reporting to our sponsor bank, and reporting to HFD’s Compliance Committee.
Participate in the efforts to prevent and detect fraudulent activities that may have BSA/AML implications.
Conduct periodic, comprehensive risk assessments to identify potential money laundering and terrorist financing risks across all products, services, and customer types.
Manage the Customer Identification Program (CIP) and CDD processes, including verifying customer identities and assessing risk profiles at account opening and throughout the relationship.
Develop and deliver ongoing BSA/AML/OFAC training to all employees, relevant management, and the Board of Directors to ensure awareness and compliance with regulatory obligations.
Act as the primary liaison for internal auditors, independent state and federal auditors, and regulatory examiners on BSA/AML matters.
Coordinate responses to audits and examinations and ensure identified deficiencies are addressed.
Serve as the main point of contact for legal requests, such as subpoenas and garnishments, coordinating with internal and external stakeholders for timely and legally compliant responses.

Requirements

What you’ll need

Bachelor’s Degree, or a minimum of 5 years’ financial institution experience required in a lead BSA role
Sensitivity to confidential matters and ability to exercise discretion
CAMS certification
Knowledge of payments systems – ACH, wires, etc.
Ability to work independently
Strong research skills
Must be a team player and possess a high energy “can do” attitude
Ability to multitask and excel in a fast-paced environment
Skills required: excellent analytical abilities, strong communication (written and oral) and interpersonal skills, attention to detail, and the ability to work independently.

Benefits

Comp & perks

Medical, Dental, Vision Insurance
401k with 4% company match.
Unlimited Vacation
6 days of paid sick time
6 paid holidays
EPIC company culture