Senior Financial Analyst

Heritage Bank NW

Sr Financial Analyst leading liquidity management and funding operations at Heritage Bank. Overseeing daily liquidity positioning and coordinating with finance to align treasury activities.

Posted 7/7/2026full-timeRemote • Florida, Iowa, Minnesota, Montana, South Dakota, Wisconsin • 🇺🇸 United StatesSenior💰 $105,000 - $125,000 per yearWebsite

About the role

Key responsibilities & impact

Leads the bank's liquidity management and funding operations
Oversees daily liquidity positioning and maintains funding strategies
Ensures compliance with internal policy limits and regulatory expectations
Partners with finance leadership and ALCO to align treasury activities
Provides expert analysis, reporting, and recommendations for liquidity and interest rate
Monitors daily liquidity position and manages funding sources
Prepares liquidity forecasts and performs stress testing
Supports ALCO process and assists with interest rate risk modeling
Analyzes deposit trends, loan growth, and cost of funds
Supports month-end and quarter-end processes through financial reporting

Requirements

What you’ll need

Bachelor’s degree in Accounting, Finance, Business, or equivalent experience
5 –7 years of experience in treasury, finance, or banking analytics
Strong understanding of bank financial statements and net interest income drivers
Strong analytical and problem-solving skills with attention to detail
Experience with CSI, Plansmith, and other financial platforms
Strong knowledge of Microsoft Excel and financial modeling
Ability to communicate effectively, both written and verbal
Strong time management and organizational skills; ability to manage multiple priorities
Working knowledge of regulatory expectations related to liquidity and interest rate risk
Collaborative mindset with ability to operate effectively in a lean environment

Benefits

Comp & perks

Paid time off
Paid holidays
Paid volunteer days
Medical insurance
Dental insurance
Vision insurance
401(k) and ESOP retirement plans
Additional benefits and incentives consistent with company policy

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Liquidity PositioningFunding StrategiesInterest Rate Risk ModelingFinancial ReportingBank Financial Statements AnalysisStress TestingDeposit Trends AnalysisLoan Growth AnalysisCost of Funds AnalysisMicrosoft Excel

Soft Skills

Analytical SkillsProblem-Solving SkillsAttention to DetailTime ManagementOrganizational SkillsEffective Communication