Senior Credit Analyst
Hancock Whitney
full-time
Posted on:
Location Type: Office
Location: New Orleans • Louisiana • United States
Visit company websiteExplore more
Job Level
About the role
- Independently prepares credit packages for specialized or highly complex commercial loan requests.
- Prepares various reports including concentration reports, committed/unfunded reports and total exposure reporting, etc. and presents the information to appropriate committee.
- Performs structured financial analysis of customer financial statements and related material.
- Prepares financial statement pro forma analyses when requested by loan officers.
- Acts as an advisor to lines of business with regard to specialized portfolios and segment information.
- Works with management on special projects, providing recommendations and suggestions on presentation formats and content.
- Gathers information and prepares reports regarding exposure in the loan portfolio as needed by management and presents the information to appropriate committee.
- Acts as secretary to committees such as Wholesale Credit Admin. Comm., Consumer Finance Credit Administration Committee, Mortgage Loan Credit Administration Committee.
Requirements
- Bachelor's degree required, Business Administration or Finance preferred.
- 18 months of related experience required.
- Formal training program completion or demonstrated ability and experience in analyzing complex credit transactions.
- Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations.
- Ability to write reports, business correspondence and procedure manuals.
- Ability to effectively present information and respond to questions from groups of managers, clients, and customers.
- Ability to work with mathematical concepts such as probability and statistical inference.
- Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations.
- Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.
- Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
- Experience with various Microsoft Professional Office software.
- Mastery of financial statement spreading software.
Benefits
- Equal Opportunity/Affirmative Action Employers
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisfinancial analysisfinancial statement pro forma analysiscredit transaction analysismathematical conceptsstatistical inferencefinancial statement spreading
Soft Skills
report writingpresentation skillsproblem solvinganalytical skillscommunication skills