Senior Credit Review Analyst
Hancock Whitney
full-time
Posted on:
Location Type: Office
Location: New Orleans • Louisiana • United States
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Job Level
About the role
- Responsible for reviewing diversified loans to ensure acceptable credit standards are maintained
- Identifying potential loan losses to help establish an adequate loan loss reserve calculation
- Preparing loan review reports for distribution to account officers and management
- Proficiently extracts and reviews samples of various segments of the portfolio
- Analyzes results regarding asset quality of the portfolio as a whole and/or various aspects thereof
- Assembles raw loan portfolio data from diverse sources into reporting information
- Prepares and distributes formal reports derived from the review and analysis of information
- Uses credit and financial information to verify continuing credit worthiness of the client
- Reviews collateral documentation, if necessary
- Evaluates the adequacy of loan risk codes and accrual status
- Recommends changes as appropriate
- Informs supervisor of discrepancies in perceived risk ratings
- Assists with gathering information, preparing reports, and completing special projects
- May serve as a member of the Due Diligence team for future acquisitions
- Serves as a Team Lead for two or more annual portfolio reviews
- Assigns reviews and assists team members with loan reviews
- Ensures the team’s work is consistent and completed within allocated time frame
Requirements
- Bachelor’s degree preferably in Business Administration, Finance or Accounting
- 6 years of related banking experience required preferably in credit analysis, credit review and/or commercial lending
- Must have advanced training which can include either Loan Review Certification, Risk Certification, CPA designation or Graduate Banking School or be able to obtain one within one year of hire
- Expert-level understanding of functional areas; Credit, Finance, Compliance, Legal, Retail and wholesale preferred
- Ability to apply conceptual intent of loan/deposit/payment transactions to practical situations
- Multi-state knowledge of laws, regulatory requirements and compliance rules
Benefits
- Equal Opportunity/Affirmative Action Employers
- Professional development opportunities
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysiscredit reviewcommercial lendingloan loss reserve calculationasset quality analysisloan portfolio data assemblycollateral documentation reviewloan risk code evaluationreport preparationfinancial information verification
Soft Skills
team leadershipcommunicationanalytical thinkingproblem-solvingattention to detailtime managementcollaborationdiscrepancy resolutionproject managementinterpersonal skills
Certifications
Loan Review CertificationRisk CertificationCPA designationGraduate Banking School