Fair and Responsible Banking Data Analyst
Hancock Whitney
full-time
Posted on:
Location Type: Office
Location: New Orleans • Louisiana, Mississippi • 🇺🇸 United States
Visit company websiteJob Level
Mid-LevelSenior
Tech Stack
SQL
About the role
- Support compliance with fair lending and community reinvestment requirements
- Perform loan-level and product-level analyses (using SAS, SQL, Power BI, etc) to assess potential disparities in underwriting, pricing, redlining, steering, and other fair-lending risk drivers.
- Develop and maintain workpapers documenting scope, assumptions, methodology, and outcomes for each analysis.
- Run CRA lending performance reports (including for Low and Moderate Income [LMI] and underserved geographies), support demographic/mapping analysis for CRA assessment-areas.
- Produce dashboards, summary reports, and presentations capturing FARB/CRA risks, emerging trends and key risk indicators (KRIs) for senior management, audit and regulatory reviews.
- Draft and maintain written procedures for analytical standards and techniques under the program.
- Collaborate with model validation teams on regression and other statistical/model-based reviews of products, pricing or underwriting to assess for bias/disparate impact.
- Ensure interpretations and conclusions are properly documented.
- Develop, maintain and monitor KRIs for fair-lending risk and trend identification.
Requirements
- Bachelor’s degree (mathematics, statistics, economics, data science or equivalent) + ≈ 5 years’ relevant experience; OR Master’s in a quantitative field + ≈ 3 years; OR PhD in quantitative field with <2 years experience.
- Certification or experience in SAS programming, SQL or other programming languages.
- Experience with Power BI (or other visualization tools) required.
- Knowledge of model-risk management concepts as applied to fair lending/compliance.
- Demonstrated knowledge of ECOA, FHA, HMDA, CRA, UDAAP and discrimination risk concepts, fair-lending procedures and regulatory expectations.
- Preferred: Experience with a fair-lending analytics tool (e.g., RiskExec or similar).
Benefits
- Health insurance
- 401(k) matching
- Paid time off
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
SASSQLPower BIstatistical analysisregression analysisdata analysisdashboard creationreportingdata visualizationtrend identification
Soft skills
collaborationcommunicationdocumentationanalytical thinkingattention to detailproblem-solvingorganizational skillspresentation skillsmethodological rigorcritical thinking
Certifications
Bachelor’s degreeMaster’s degreePhDSAS programming certificationSQL certificationdata science certificationstatistics certificationeconomics certificationmodel-risk management certificationfair lending compliance certification