Underwriting Consultant

Guardian Life

Underwriting Consultant specializing in complex life underwriting decisions for financial protection at Guardian. Leading adoption of next-generation underwriting tools and serving as a technical authority in underwriting.

Posted 5/14/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $86,210 - $141,635 per yearWebsite

About the role

Key responsibilities & impact

Serve as one of the top technical underwriters on the team
Provide expert judgment and guidance on escalated cases
Apply deep reinsurance expertise
Serve as a trusted underwriting partner to Distribution and Field leadership
Maintain deep knowledge of underwriting guidelines, risk assessment methodologies, and regulatory requirements
Champion the adoption and effective use of modern underwriting tools and platforms
Mentor, train, and guide underwriters in advanced case handling and digital tool utilization

Requirements

What you’ll need

Specialized depth and breadth of expertise in individual life underwriting
Proven ability to adopt and champion technology-enabled solutions
Demonstrated experience working within reinsurance frameworks
Familiarity with emerging technologies (Electronic Health Record (EHR), GenAI, wearable technology)
Familiarity with quality control programs (e.g., Random Holdouts (RHO), Post-Issue Audits (PIA))
Strong problem-solving and decision-making skills
Excellent communication and collaboration skills

Benefits

Comp & perks

Health insurance
401(k) matching
Flexible work hours
Paid time off
Professional development opportunities

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

individual life underwritingreinsurance expertiserisk assessment methodologiesunderwriting guidelinestechnology-enabled solutionsquality control programsElectronic Health Record (EHR)GenAIwearable technology

Soft Skills

problem-solvingdecision-makingcommunicationcollaborationmentoringtrainingguidance