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Credit Analyst (Mid-level)
Grupo Yamaha BrasilAnalista de Crédito responsável por analisar e liberar processos de consórcio na Yamaha Brasil. Focado em segurança na aprovação e satisfação de concessionárias e consorciados em um ambiente colaborativo.
About the role
Key responsibilities & impact- Analyze and authorize award (contemplation), transfer, and guarantee substitution processes;
- Review work and identify potential errors, resolving more complex issues with supervisory oversight;
- Prepare reports and monitor deadlines related to the delivery of documents and/or products to dealerships;
- Perform process analyses in accordance with established guidelines and procedures, ensuring secure approvals and the satisfaction of dealerships and consortium members;
- Monitor credit approvals, lien registrations (inclusões de gravame), and pending dealership processes;
- Prepare credit payment release authorizations;
- Supervise assistants' work to ensure credit releases are processed correctly, avoiding future issues for the administrator and consortium members;
- Analyze departmental reports such as award (contemplation), transfer, daily billing authorizations (AFs), pending items, lien registrations, etc.;
- Handle phone calls from consortium members, dealerships, and third-party service providers;
- Respond to emails and CRM inquiries from consortium members and dealerships;
- Perform other related duties as required;
- Maintain active communication with the commercial team, providing updates on process changes;
- Comply with norms and procedures, meeting the objectives and targets of the Quality Policy (ISO 9001) and the Environmental Management System (ISO 14001);
- Participate in the awareness program and the Environmental Management System overall.
Requirements
What you’ll need- Bachelor's degree (completed).
- Knowledge of consórcio (consortium) operations.
- Experience with the use of FGTS (Brazil's Severance Guarantee Fund) in consortium operations.
Benefits
Comp & perks- Health Insurance
- Dental Insurance
- Pharmacy Discount Program
- Life Insurance
- Meal Voucher or On-site Cafeteria (depending on location)
- Food Allowance
- Transportation Voucher
- WellHub (employee wellness program)
- Profit Sharing (PLR)
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
Process AnalysisCredit Payment Release AuthorizationError IdentificationReport PreparationDeadline Monitoring
Soft Skills
Effective CommunicationProblem SolvingTeam Collaboration
Certifications
Bachelor's Degree