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Credit and Collections Assistant IV
Grupo RBSAssistente de Crédito e Cobrança IV managing client accounts and financial processes at Grupo RBS. Collaborating with various teams to ensure efficient operations and mitigate risks in credit and collection processes.
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in managing collections processes, including debt negotiations, financial data analysis, and budget preparation. Proficient in Microsoft Excel and skilled in fostering collaboration across teams to enhance operational efficiency.
Highest-signal resume keywords
Debt NegotiationFinancial Data AnalysisMicrosoft Excel ProficiencyBudget PreparationProcess Improvement
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Collections ManagementInvoice MonitoringBank ReconciliationExpense RecordingProfit & Loss Management
Soft Skills
Strong Communication SkillsOrganizational SkillsNegotiation SkillsAnalytical ThinkingTeam Collaboration
Tools & Technologies
Microsoft OfficeArtificial Intelligence Tools
Industry Keywords
Credit and Collections ProcessesClient Portfolio ManagementOperational EfficiencyProcess AutomationSales Operations
About the role
Key responsibilities & impact- Manage the collections process for an assigned client portfolio, monitoring outstanding invoices and delinquency indicators;
- Conduct debt negotiations, drafting, issuing and following up on payment agreements and boletos (bank/payment slips);
- Monitor receipts, identify payments made and ensure proper settlement and bank reconciliation of invoices;
- Manage the dispatch and follow-up of outstanding debts with collection agencies;
- Serve as backup support for activities related to ad hoc (one-off) sales operations during team vacations and absences;
- Perform administrative and financial routines for the area, such as recording expenses, maintaining Profit & Loss (P&L) records and resolving inconsistencies in credit card reconciliation;
- Contribute to the preparation of the annual budget for collection expenses and monitor its execution throughout the year;
- Work in partnership with the Sales, Accounting, Treasury and Logistics teams to resolve issues and align processes;
- Identify opportunities for improvement, automation and efficiency gains in area processes;
- Support other activities of the Credit & Collections team, contributing to the achievement of departmental results.
Requirements
What you’ll need- Currently pursuing a bachelor’s degree in Business Administration, Accounting, Economics or related fields;
- Proficient in Microsoft Office, especially Excel;
- Ability to interpret and analyze financial data;
- Organized, with good planning skills and effective priority management;
- Strong verbal and written communication skills;
- Negotiation skills and ability to build relationships with internal and external stakeholders;
- Analytical, proactive and solution-oriented profile;
- Comfortable working in a team and collaborating across functions;
- Interest in continuous improvement, operational efficiency and process automation.
- It will be considered a plus if you have:
- Experience in credit and collections processes within the corporate segment;
- Experience managing client portfolios and negotiating debts;
- Experience preparing and monitoring expense budgets;
- Participation in process improvement or automation initiatives;
- Familiarity with or use of Artificial Intelligence tools applied to productivity and operational efficiency.
Benefits
Comp & perks- On-site cafeteria or meal allowance/voucher (depending on work model: remote, hybrid or on-site)
- Health insurance
- Transport allowance or parking
- Private pension plan
- Results participation / profit-sharing program
- Extended maternity and paternity leave
- TotalPass
- Access to Uniglobo, a training platform provided by TV Globo for affiliates
- Digital subscription to GZH
- Membership in Clube do Assinante, offering discounts and exclusive benefits across categories such as dining and entertainment
- Possibility of membership in ARBS (Grupo RBS employee association), which provides various partnerships and discounts